David Ramirez
$227,000$259,9001 bd1.5 ba1,035 sqft$219 /sqft$1,846 /mo all-in ↓

100 BLUFF VIEW DRIVE UNIT 109B, BELLEAIR BLUFFS, FL, 33770

Active113 days on marketListed Apr 11, 2026MLS #TB8495626

Reduced $33KCondominiumHARBOUR CLUB CONDO 1

About this home

100 BLUFF VIEW DRIVE UNIT 109B

REDUCED!!! Affordable living in this resort style condominium at Harbour Club Condominiums in Belleair Bluffs, a 55+ community. Convenient location and just across the bridge to the beaches. Open kitchen with wood cabinets, granite counters, stainless steel appliances, pantry and breakfast bar. Large living area with mirrors giving a larger spacious feeling plus crown mokding. The bedroom is large with a spacious walk in closet. THe primary bath has dual vanities, wood cabinets and granite counter. There is a tub plus a separate shower. Off the bedroom is a den, office or sitting room. Unit comes with 1 assigned parking space in the parking garage and a large storage room. Conveniently located on the 1st floor just steps fron the lobby, mailbox and elevator. Community has a gathering room, exercise equipment, pool, BBQ area, shuffleboard, beach area, pool, poker table and kitchenette. Near restaurants, Hospital, Golf Course and just across the bridge from the Gulf Beaches. Great location for a permament residence or 2nd home. All room dimensions are estimated. Buyer shoud measure rooms for the exact sizes and verify all information.

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

1,035

Sqft

0.48 ac

Lot size

1

Garage

1970

Year built

One

Levels

$219

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingBaseboard · Electric

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Outdoor Grill · Sidewalk · Storage

Community & fees

Taxes (2025)$2,989/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,846 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,336
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$249
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,945Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,945
Interest rate6.00%
Loan term

Estimated payment

$1,846/mo

Principal & interest$1,336
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$249
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $227K
$210KedgeAI estimate $243,208 · range $219K$276K$287K

vs edgeAI estimate

−6.7%

$/sqft vs Belleair Bluffs actives

$219 vs $263

Days on market

113 vs 75 typical

Where $219/sqft sits among the 23 Belleair Bluffs actives

5
5 · this home
5
1
5
2
$176–213$213–250$250–288$288–325$325–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbour Club

Map of 100 BLUFF VIEW DRIVE UNIT 109B inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Bluffs. See the full Belleair Bluffs guide →

Harbour Club — neighborhood snapshot

Population

255

Median age

63

Median income

$57,150

Median home value

$409,300

Avg household

2

Households w/ children

14%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Bluffs market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$230K$420K

Belleair Bluffs median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

16 of 23

Belleair Bluffs actives have cut their price

Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →

Paper trail

This home's history

CurrentPrice reduced to $227,000 $33K
Apr 11, 2026Listed at $259,900 · 113 days on market since
1970Built · HARBOUR CLUB CONDO 1

Reality check

What actually sold near 100 BLUFF VIEW DRIVE UNIT 109B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 BLUFF VIEW DRIVE UNIT 207BSold · May ’26

$225,000

100 BLUFF VIEW DRIVE UNIT 207B · same community

1 bd · 1.5 ba · 1,035 sqft · $217/sqft · 4 DOM

1859 NORTHVIEW ROADSold · Oct ’25

$429,855

1859 NORTHVIEW ROAD

2 bd · 1 ba · 1,038 sqft · $414/sqft · 158 DOM

918 18TH STREET SWSold · Dec ’25

$359,000

918 18TH STREET SW

2 bd · 1.5 ba · 1,013 sqft · $354/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 BLUFF VIEW DRIVE UNIT 109B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 BLUFF VIEW DRIVE UNIT 109B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

100 BLUFF VIEW DRIVE UNIT 109B FAQs

What would the monthly payment be for 100 BLUFF VIEW DRIVE UNIT 109B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,846/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 100 BLUFF VIEW DRIVE UNIT 109B?+

The most recent tax bill on record (2025) was $2,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 BLUFF VIEW DRIVE UNIT 109B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair Bluffs?+

At $227,000, this home is listed about 35% below the Belleair Bluffs median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 100 BLUFF VIEW DRIVE UNIT 109B?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Richard Hannahs. MLS #TB8495626.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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