David Ramirez
$225,000$290,0001 bd2 ba1,050 sqft$214 /sqft$1,909 /mo all-in ↓

100 BLUFF VIEW DRIVE UNIT 609A, BELLEAIR BLUFFS, FL, 33770

Active202 days on marketListed Jan 4, 2026MLS #TB8460609

Priced 18% below the BELLEAIR BLUFFS 33770 medianReduced $65KWaterfrontFully furnishedCondominiumHARBOUR CLUB CONDO 2

About this home

100 BLUFF VIEW DRIVE UNIT 609A

Price Reduced for a quick sale! This PENTHOUSE condo is ready for its new owner! Being sold fully furnished and complete with a brand new 75" Samsung Smart TV and beautiful TV console with electric fireplace. You can move in now and use it the way it is or view the virtual staging inspiration photos to see it's full potential! Southwest facing for great SUNSET VIEWS! Time to get out of the freezing snow and come to Florida to start enjoying the FLORIDA LIFESTYLE immediately! Belleair Bluffs is an upscale community known for its waterfront charm and relaxed Coastal lifestyle with shopping and dining all nearby. This active 55+ condo is located on the mainland side of the Belleair Causeway Bridge for QUICK, EASY access to BREATHTAKING BELLEAIR BEACH AND SAND KEY BEACH IN MINUTES. Enjoy MAINTENANCE FREE LIVING in this beautifully landscaped well maintained and managed building with REASONABLE MONTHLY MAINTENANCE FEES at only $491.16/per month. GORGEOUS COMMUNITY POOL overlooking THE INTERCOASTAL WATERWAY with BBQ Grills, shuffleboard courts and FISHING PIER. The building has SUCCESSFULLY COMPLETED THE MILESTONE AND STRUCTURAL INTEGRITY INSPECTION! This unit features 1 bedroom, 2 full bathrooms Plus a DEN. Tons of storage in this unit with Several closets; 2 of them being WALK IN CLOSETS; one in the Master Bedroom and the other off the living room/dining room area. BRAND NEW PGT IMPACT RATED WINDOWS WERE JUST INSTALLED in 2025 IN THE UNIT FOR ADDITIONAL PEACE OF MIND, an approx. $11,000 UPGRADE! The low maintenance fee includes WIFI Internet, Cable TV, Cable Boxes, Additional Cable Channels, Water, Sewer, Trash, Heated Pool and BBQ Area, on-site Bldg Maintenance and Spectacular Florida Sunsets! NO RENTALS OR PETS ALLOWED IN THIS BUILDING. THIS CONDO IS PERFECT FOR BOTH FULL TIME AND SEASONAL RESIDENTS! Come and be a part of the Harbour Club Family today! The information provided by Left Coast Realty is researched and thought to be reasonable, reliable and accurate. This property is an estate. All parties should independently verify all information.

Facts & features

The home at a glance

1

Bedrooms

2

Bathrooms

1,050

Sqft

1970

Year built

One

Levels

$214

Per sqft

WaterfrontCity & Water viewFurnished55+ community

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · L Dining · Living Room/Dining Room Combo
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewCity · Water
FacesSouth
ExteriorOutdoor Grill · Storage

Community & fees

Taxes (2025)$3,897/yr
PetsNo
CommunityBay/Harbor Front · Fishing · Intracoastal Waterway · Association Recreation - Owned · Buyer Approval Required · Community Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,909 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$325
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,909/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$325
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $278,493 · range $245K$345K$358K

vs edgeAI estimate

−19.2%

$/sqft vs Belleair Bluffs actives

$214 vs $260

Days on market

202 vs 75 typical

Where $214/sqft sits among the 24 Belleair Bluffs actives

3
4 · this home
7
3
1
6
$176–205$205–235$235–265$265–294$294–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbour Club

Map of 100 BLUFF VIEW DRIVE UNIT 609A inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Bluffs. See the full Belleair Bluffs guide →

Harbour Club — neighborhood snapshot

Population

255

Median age

63

Median income

$57,150

Median home value

$409,300

Avg household

2

Households w/ children

14%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Bluffs market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$230K$420K

Belleair Bluffs median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

16 of 24

Belleair Bluffs actives have cut their price

Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →

Paper trail

This home's history

CurrentPrice reduced to $225,000 $65K
Jan 4, 2026Listed at $290,000 · 202 days on market since
1970Built · HARBOUR CLUB CONDO 2

Reality check

What actually sold near 100 BLUFF VIEW DRIVE UNIT 609A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 BLUFF VIEW DRIVE UNIT 411ASold · Jul ’26

$230,000

100 BLUFF VIEW DRIVE UNIT 411A · same community

1 bd · 2 ba · 1,050 sqft · $219/sqft · 206 DOM

100 BLUFF VIEW DRIVE UNIT 612ASold · Aug ’25

$355,000

100 BLUFF VIEW DRIVE UNIT 612A · same community

1 bd · 2 ba · 1,050 sqft · $338/sqft · 0 DOM

100 BLUFF VIEW DRIVE UNIT 311ASold · Jul ’26

$235,000

100 BLUFF VIEW DRIVE UNIT 311A · same community

1 bd · 1.5 ba · 1,050 sqft · $224/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 BLUFF VIEW DRIVE UNIT 609A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 BLUFF VIEW DRIVE UNIT 609A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

100 BLUFF VIEW DRIVE UNIT 609A FAQs

What would the monthly payment be for 100 BLUFF VIEW DRIVE UNIT 609A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,909/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 100 BLUFF VIEW DRIVE UNIT 609A?+

The most recent tax bill on record (2025) was $3,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 BLUFF VIEW DRIVE UNIT 609A?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair Bluffs?+

At $225,000, this home is listed about 36% below the Belleair Bluffs median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 100 BLUFF VIEW DRIVE UNIT 609A?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BELLEAIR BLUFFS 33770 market on paper

$225,000 is 18% below the BELLEAIR BLUFFS 33770 median of $275,000, and at $214/sqft it sits under the Belleair Bluffs average of $272.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

202 days on market against a Belleair Bluffs median of 75 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $290,000, now $225,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of LEFT COAST REALTY · Angie Deal. MLS #TB8460609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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