11655 3RD STREET E UNIT 1, TREASURE ISLAND, FL, 33706
Active106 days on marketListed Apr 11, 2026MLS #TB8495512
About this home
11655 3RD STREET E UNIT 1
Discover the perfect blend of beachside charm and waterfront living in this beautifully reimagined Treasure Island retreat. Ideally located just a short distance to the beach and just a short bike ride to the renowned John’s Pass Village, this fully renovated 1-bedroom, 1-bath condo offers an exceptional coastal lifestyle. Designed with a modern coastal aesthetic that brings the beach indoors, the home features a bright, open floor plan that lives larger than expected, along with a spacious bedroom retreat for added comfort. Recent updates include Shaker-style cabinets, Granite Counter, Newer Appliances, Newer A/C (2018) and Water Heater (2022), providing peace of mind alongside stylish finishes. Situated in the desirable Isla Del Capri community, this ground-floor unit offers ultimate convenience with no stairs and no age restrictions. The intimate community of just 18 units ensures privacy while delivering a relaxed, low-maintenance lifestyle. Step outside to enjoy tranquil waterfront views, unwind by the community pool, or fish from the shared dock—all just steps from your back door. Whether sipping your morning coffee or enjoying an evening glass of wine by the water, you’ll appreciate having beaches, boating, dining, and vibrant island living right at your fingertips. Additional conveniences include on-site laundry and a comprehensive HOA that covers basic cable, internet, water, sewer, trash, escrow reserves, pool maintenance, insurance, and pest control—making this property ideal as a primary residence, vacation getaway, or investment opportunity.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
659
Sqft
0.45 ac
Lot size
1971
Year built
Two
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,583 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,583/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.5%
$/sqft vs Treasure Island actives
$302 vs $523
Days on market
106 vs 74 typical
Where $302/sqft sits among the 185 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
101 of 185
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 11655 3RD STREET E UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$190,000
11655 3RD STREET E UNIT 3 · same community
2 bd · 1 ba · 815 sqft · $233/sqft · 0 DOM
Sold · Apr ’26$185,000
11045 3RD STREET E UNIT 6
1 bd · 1 ba · 650 sqft · $285/sqft · 24 DOM
Sold · Jun ’26$335,000
245 104TH AVENUE UNIT 7
1 bd · 1 ba · 635 sqft · $528/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11655 3RD STREET E UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11655 3RD STREET E UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11655 3RD STREET E UNIT 1 FAQs
What would the monthly payment be for 11655 3RD STREET E UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,583/mo — principal and interest, the actual property-tax bill, the $968/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11655 3RD STREET E UNIT 1?+
The association fee works out to $968 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11655 3RD STREET E UNIT 1?+
The most recent tax bill on record (2025) was $2,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11655 3RD STREET E UNIT 1?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $199,000, this home is listed about 70% below the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11655 3RD STREET E UNIT 1?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$199,000 is 56% below the TREASURE ISLAND 33706 median of $450,000, and at $302/sqft it sits under the Treasure Island average of $638.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $968/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $249,000, now $199,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMEFRONT REALTY · Michael Morton. MLS #TB8495512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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