9895 1ST STREET E UNIT 9, TREASURE ISLAND, FL, 33706
Active282 days on marketListed Oct 24, 2025MLS #TB8440223
About this home
9895 1ST STREET E UNIT 9
Virtually Staged. RARELY has a condo been so well named … CAREFREE is what The BEACH LIFE is all about… 30 Day rentals ARE OK here and you will be living literally STEPS from one of the BEST stretches of Treasure Island’s FAMOUS Beach – close enough (and just far enough away) from Sunset Beach, Caddy’s, Ka Tiki and all the fun and entertainment there! A seriously SHORT (2 min?) WALK to the SAND .... an even shorter stroll to BAY ACCESS for the fisherman ... SEVERAL other restaurants and bars are nearby, incl Taco Bus and Sea Dogs, also Suncoast Surf Shop, Liquor store and more… a short walk across Blinds Pass Bridge and you’re in St Pete Beach, as well ... This is a VERY “walkable” location for all of you beach-lovers and beach-combers - AND the bus runs nearby as well, for destinations further away … Who NEEDS a car? After a tough day at the beach, enjoy a home cooked meal in your FRESHLY UPDATED KITCHEN with Quartz Counters and BRAND-NEW Stainless Appliances! … Tile Floors throughout ... 2-Story Building – you’ll enjoy the peace of mind and lack of an upstairs neighbor in this TOP FLOOR condo! … There is also a BAY ACCESS at the end of the street for all of you fishermen! … Ample parking and an assigned storage locker for your Beach Gear …. Convenient on-site Laundry Room … Whether you live here full time or escape to the beach here - you’ll be EASILY ABLE to leave your ALL of your CARES behind, as soon as you arrive here! 30 Day minimum rentals for 2nd home owners ....HURRY on this one – you can now check out the 3-D Virtual Tour, THEN call for your appointment to inspect ... TODAY!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
580
Sqft
1960
Year built
Multi/Split
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.9%
$/sqft vs Treasure Island actives
$310 vs $522
Days on market
282 vs 74 typical
Where $310/sqft sits among the 172 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
96 of 172
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 9895 1ST STREET E UNIT 9
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$270,000
600 71ST AVENUE UNIT 16
1 bd · 1 ba · 566 sqft · $477/sqft · 59 DOM
Sold · Jun ’26$189,000
7338 COQUINA WAY UNIT 2
1 bd · 1 ba · 595 sqft · $318/sqft · 185 DOM
Sold · Mar ’26$225,000
680 71ST AVENUE UNIT 1
1 bd · 1 ba · 615 sqft · $366/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9895 1ST STREET E UNIT 9 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9895 1ST STREET E UNIT 9 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9895 1ST STREET E UNIT 9 FAQs
What would the monthly payment be for 9895 1ST STREET E UNIT 9?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,504/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9895 1ST STREET E UNIT 9?+
The most recent tax bill on record (2024) was $2,462. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $179,900, this home is listed about 73% below the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9895 1ST STREET E UNIT 9?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$179,900 is 60% below the TREASURE ISLAND 33706 median of $450,000, and at $310/sqft it sits under the Treasure Island average of $638.
02Time on market is leverage
282 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $259,900, now $179,900 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Don Taylor. MLS #TB8440223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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