491 ST TROPEZ CIRCLE NE, ST PETERSBURG, FL, 33703
Active124 days on marketListed Apr 7, 2026MLS #TB8495101
About this home
491 ST TROPEZ CIRCLE NE
Nestled within the beautiful, gated community of Placido Bayou in Northeast St. Petersburg, this spacious villa is the largest floor plan available and features a thoughtfully added, fully built-out bonus room. Offering 3 bedrooms, 2 full baths, and a one-car garage, the home welcomes you with a charming pavered courtyard perfect for outdoor dining and greenery, complete with an electronic sun awning and pergola covering. Inside, you’ll find new luxury vinyl flooring throughout and a desirable split floor plan. The kitchen is equipped with a refrigerator, range, microwave, dishwasher, and disposal, and opens via sliding glass doors to the private courtyard—ready for your personal updates and design touches. The primary suite features a walk-in closet, adjoining nook, and en-suite bath, while both bathrooms include newer 17" toilets and an opportunity for modernization. The versatile bonus room can be closed off for privacy and includes tile flooring, ceiling fans, and a built-in office—ideal for remote work or hobbies. The home has never flooded and includes a washer and dryer conveniently located in the garage, which still accommodates a vehicle. This intimate 25-unit enclave offers a unique blend of privacy and community, with a pool, spa, with restrooms steps away. HOA covers 24-guard gate, cable TV, exterior painting, and lawn maintenance. HOA fee covers cable TV, internet, exterior painting, 24-hour guard gate, community pool, and ground maintenance. Block construction. Washer and dryer are included. Residents enjoy scenic sidewalks around lakes and easy access to a tennis club, the Pinellas Trail for biking, nearby shopping, restaurants, and vibrant downtown St. Petersburg.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.08 ac
Lot size
1
Garage
1985
Year built
One
Levels
$373
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,116 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,116/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PLACIDO BAYOU
$373 vs $424
Days on market
124 vs 55 typical
Where $373/sqft sits among the 9 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 9
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 491 ST TROPEZ CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
559 QUINTANA PLACE NE · same community
3 bd · 2 ba · 1,558 sqft · $353/sqft · 80 DOM
Sold · Jan ’26$560,000
486 GENOA CIRCLE NE · same community
3 bd · 2 ba · 1,438 sqft · $389/sqft · 33 DOM
Sold · Nov ’25$590,000
484 AVILA CIRCLE NE · same community
3 bd · 2 ba · 1,609 sqft · $367/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 491 ST TROPEZ CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 491 ST TROPEZ CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
491 ST TROPEZ CIRCLE NE FAQs
What would the monthly payment be for 491 ST TROPEZ CIRCLE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,116/mo — principal and interest, the actual property-tax bill, the $464/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 491 ST TROPEZ CIRCLE NE?+
The association fee works out to $464 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 491 ST TROPEZ CIRCLE NE?+
The most recent tax bill on record (2025) was $2,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 491 ST TROPEZ CIRCLE NE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $564,900, this home is listed about 31% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 491 ST TROPEZ CIRCLE NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ASSURANCE PROPERTY & REALTY SERVICES, INC. · Patricia Collins. MLS #TB8495101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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