4690 LAUREL OAK LANE NE, ST PETERSBURG, FL, 33703
Active192 days on marketListed Feb 3, 2026MLS #TB8470703
About this home
4690 LAUREL OAK LANE NE
Discover an exceptional opportunity to create your dream home in a private gated enclave in the heart of Northeast St. Petersburg. The property offers lush tropical surroundings just moments from the city’s most desirable amenities. Backing up to a dense tropical landscape, this coveted corner lot provides remarkable privacy with no rear or north facing neighbors. Just a natural “wall of green.” Imagine a home designed with expansive glass and seamless indoor-outdoor living, where morning coffee is enjoyed to the sounds of nature and evenings unfold beside a resort-style pool. The site can accommodate a spacious residence of approximately 3,100 square feet or more, with multiple bedrooms, generous living areas, and outdoor entertaining spaces. The backyard also offers unique flexibility, including the opportunity to expand the western boundary by approximately 88 feet by removing the current privacy wall, creating space for a larger tropical garden, outdoor retreat, or extended entertaining area. For the outdoor enthusiast, Crisp Park’s boat ramp is 1.6 miles away, providing easy access to Tampa Bay and the Gulf waters beyond, while the Racquet Club of St. Petersburg is just a short stroll, offering Har-Tru clay tennis courts, pickleball facilities, pool and member dining. The property is zoned for highly regarded North Shore Elementary and is within walking distance of Shorecrest Preparatory School, one of Florida’s premier PK–12 private schools. Everyday conveniences are minutes away along 4th Street, including Whole Foods Market, Publix, and boutique shopping, while downtown St. Petersburg’s museums, waterfront parks, dining, and nightlife are a short drive away. Privacy, location, and lifestyle converge in this exceptional opportunity to build a custom residence on one of Northeast St. Petersburg’s most desirable property sites. See virtual tour!
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,388 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,388/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4690 LAUREL OAK LANE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
4778 PALERMO COURT NE UNIT 4778 · same community
2 bd · 2 ba · 1,035 sqft · $256/sqft · 181 DOM
Sold · Jun ’26$545,000
526 ST TROPEZ CIRCLE NE · same community
2 bd · 2 ba · 1,251 sqft · $436/sqft · 52 DOM
Sold · Jan ’26$560,000
486 GENOA CIRCLE NE · same community
3 bd · 2 ba · 1,438 sqft · $389/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4690 LAUREL OAK LANE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4690 LAUREL OAK LANE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4690 LAUREL OAK LANE NE FAQs
What would the monthly payment be for 4690 LAUREL OAK LANE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,388/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4690 LAUREL OAK LANE NE?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4690 LAUREL OAK LANE NE?+
The most recent tax bill on record (2024) was $7,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4690 LAUREL OAK LANE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $549,000, this home is listed about 26% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4690 LAUREL OAK LANE NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Nikki Pagano. MLS #TB8470703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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