David Ramirez
$1,999,0005 bd3.5 ba3,977 sqft$503 /sqft$12,373 /mo all-in ↓

613 BALIBAY ROAD, APOLLO BEACH, FL, 33572

Active102 days on marketListed Apr 12, 2026MLS #TB8494626

WaterfrontPrivate poolSingle Family ResidenceMIRABAY PH 1B-1/2A-1/3B-1

About this home

613 BALIBAY ROAD

613 Balibay Dr, Apollo Beach, FL 33572 | 5 Bedrooms | 4 Bathrooms | 3,977 Sq Ft | 3-Car Plus Garage | Pool and Spa | Canal Front | Dock with dual Lift Most buyers never make it inside Bay Estates. It is a gated enclave within MiraBay, tucked behind the main gate, where the lots exceed 100 feet and every home is a one-of-a-kind custom build by an award-winning builder. This is one of those homes. A John Cannon Cape Cod on a saltwater canal with direct access to Tampa Bay -- nearly 4,000 square feet across 2 levels, and it shows from the moment you pull into the paver driveway. The great room stops you. Soaring ceilings, dramatic tray ceiling detail, custom chair rail and crown molding, plantation shutters, and sliding glass doors that frame the canal like a painting. Luxury wood look, long plank, vinyl flooring runs the main level and doors open from the great room, primary suite and kitchen directly to the lanai, so the inside and outside are never really separate. The kitchen was built to host. Double islands with quartz countertops, a SubZero-style refrigerator, double ovens, stainless appliances, wood cabinets with crown molding, a built-in wine rack, and a ceramic sink. Culligan whole-home water purifier and reverse osmosis drinking system in place. Whole-home RJ-45 network and JBL in-wall surround sound throughout. Three Bedrooms, living, dining and a flex space are on the first floor, including the primary suite with tray ceilings, wood flooring, French doors to the lanai, two custom walk-in closets, dual vanities, a jacuzzi tub, and a walk-in shower with multiple shower heads and a built-in bench. Upstairs, the bonus room/loft has a wet bar, mini fridge, bead board, and a balcony looking straight down at the pool and canal. Two bedrooms flank it, both with front and back views from balcony access. A spiral staircase takes you to a third-level loft -- a private oasis above it all. Then there is the backyard. Travertine pavers surround a heated pool and 10-person spa built in 2019, complete with fountains, Jandy LED lighting, and underwater barstools. The outdoor kitchen features all you need for entertaining-- Blaze natural gas grill, ice maker, refrigerator, storage drawers, LED lighting, JBL outdoor speakers. At the dock, a 25,000 lb boat lift handles anything you want to put on it. Combined with a tandem jet ski lift -- a grandfathered setup no longer permitted under current regulations -- this dock cannot be replicated anywhere on the market today. Seawall replaced 2021. This home has been maintained and upgraded to a standard most custom homes never reach. Generac 24kW whole-home generator covers the house and all lift systems. Both Jandy variable speed pumps and all ten pool lights replaced. New AC (2021), hot water heater (2021), Haiku fans throughout, full repaint (2022). Active service contracts on HVAC, water, pool, and generator. The oversized garage fits three cars plus a golf cart or fourth vehicle and is finished with epoxy floors, new openers, and SafeRacks shelving. MiraBay Bay Estates is the kind of address that takes years to find and rarely comes available. Enjoy full access to the Mirabay Amenities including Two heated pools, 24-hour fitness center, tennis, pickleball, basketball, kayak launch, and golf cart access to MiraBay Village. CDD covers community seawalls. US-41, I-75, Tampa, MacDill AFB, and the Gulf are all within easy reach. Schedule your showing before someone else does.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,977

Sqft

0.38 ac

Lot size

4

Garage

2007

Year built

Three Or More

Levels

$503

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer · Water Purifier · Water Softener · Whole House R.O. System · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSouthwest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Permeable Paving · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$7,926/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Canal Front · Community Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,373 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,787
PMI (est., until 20% equity)$750
Property tax — 2025 actual bill$660
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $199,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $199,900
Interest rate6.00%
Loan term

Estimated payment

$12,373/mo

Principal & interest$10,787
PMI (est., until 20% equity)$750
Property taxes (actual bill)$660
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.3MedgeAI estimate $1,515,009 · range $1.3M$1.6M$2.1M

vs edgeAI estimate

+31.9%

$/sqft vs MIRABAY PH 1B-1/2A-1/3B-1

$503 vs $353

Days on market

102 vs 56 typical

Where $503/sqft sits among the 6 homes for sale in MIRABAY PH 1B-1/2A-1/3B-1

1
1
2
0
2
0 · this home
$249–291$291–333$333–376$376–418$418–460$460+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 613 BALIBAY ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

4 of 6

MIRABAY PH 1B-1/2A-1/3B-1 have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 342% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Apr 12, 2026Listed at $1,999,000 · 102 days on market since
2007Built · MIRABAY PH 1B-1/2A-1/3B-1

Reality check

What actually sold near 613 BALIBAY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

517 MIRABAY BOULEVARDSold · Apr ’26

$1,210,000

517 MIRABAY BOULEVARD · same community

4 bd · 4 ba · 4,089 sqft · $296/sqft · 222 DOM

624 BALIBAY ROADSold · Jul ’26

$1,910,000

624 BALIBAY ROAD · same community

5 bd · 4 ba · 4,235 sqft · $451/sqft · 37 DOM

405 ISLEBAY DRIVESold · Nov ’25

$525,000

405 ISLEBAY DRIVE · same community

5 bd · 3.5 ba · 3,351 sqft · $157/sqft · 118 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 613 BALIBAY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 613 BALIBAY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

613 BALIBAY ROAD FAQs

What would the monthly payment be for 613 BALIBAY ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,373/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 613 BALIBAY ROAD?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 613 BALIBAY ROAD?+

The most recent tax bill on record (2025) was $7,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 613 BALIBAY ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,999,000, this home is listed about 308% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 613 BALIBAY ROAD?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,999,000 runs 342% above the APOLLO BEACH 33572 median — but at 3,977 sqft it's also nearly twice the size of the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8494626.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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