510 MIRABAY BOULEVARD, APOLLO BEACH, FL, 33572
Active99 days on marketListed Apr 16, 2026MLS #TB8498562
About this home
510 MIRABAY BOULEVARD
Welcome to resort-style living in MiraBay, the area’s premier gated waterfront community. This distinctive coastal residence—the only one of its kind in the neighborhood—offers nearly 3,500 sq ft of elegant living along a tranquil 135-acre lagoon with direct access to Tampa Bay. Featuring 4 bedrooms, 3.5 baths, a bonus room, a private dock with a newly rewired lift, and a private boat lift, this home is designed for refined indoor/outdoor living. A brick paver driveway and welcoming front porch lead into a foyer with immediate lagoon views. To the left, a formal dining room with a tray ceiling flows to the fully remodeled kitchen and large walk-in pantry. The kitchen showcases quartz countertops with a waterfall edge, Sub-Zero refrigerator, custom island with butcher-block, gas cooktop, built-in espresso machine, and designer backsplash. The kitchen opens to the family room and breakfast nook, both sliding wide to the lanai for seamless entertaining. The expansive lanai is an outdoor oasis: gas fireplace, outdoor kitchen, and a heated pebble-tec saltwater pool and spa framed by sweeping lagoon vistas. Lush landscaping and papaya tree—complete the private waterfront setting. The primary suite is a serene retreat with lanai access and panoramic lagoon views. Dual walk-in closets lead to a spa-like bath featuring a large tile shower with dual rainfall heads and a freestanding soaking tub. Two bedrooms share a Jack-and-Jill bath at the front of the home; a fourth bedroom and flexible bonus room—accessed past the breakfast nook—share a bath. The bonus room’s pocket slider opens to the lanai and can serve as a home office, gym, or media room. Additional conveniences include a half bath, large storage closet near the foyer, and a two-car garage. Notable updates and systems: new luxury vinyl flooring, refreshed garage flooring with overhead storage, two HVAC units with Nest thermostats, plantation shutters, tankless water heater, electric shades, Hayward pool heater with variable-speed pump, and fresh interior paint. MiraBay amenities—at just $227/year HOA—include a community pool with five lap lanes and water slide, splash pad, spa/sauna, fitness center with trainers, tennis courts with coaches, café/restaurant, childcare, basketball courts, kayak rentals, and more. Easy commutes to St. Petersburg, Sarasota and Tampa round out this exceptional coastal offering. Embrace waterfront living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,476
Sqft
0.24 ac
Lot size
2
Garage
2004
Year built
One
Levels
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,142 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,142/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38%
$/sqft vs MIRABAY PH 1B-1/2A-1/3B-1
$428 vs $353
Days on market
99 vs 56 typical
Where $428/sqft sits among the 6 homes for sale in MIRABAY PH 1B-1/2A-1/3B-1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 6
MIRABAY PH 1B-1/2A-1/3B-1 have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 231% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 510 MIRABAY BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$525,000
405 ISLEBAY DRIVE · same community
5 bd · 3.5 ba · 3,351 sqft · $157/sqft · 118 DOM
Sold · Jun ’26$865,000
528 ISLEBAY DRIVE · same community
5 bd · 4 ba · 3,304 sqft · $262/sqft · 69 DOM
Sold · May ’26$902,500
5517 MERRITT ISLAND DRIVE · same community
5 bd · 3 ba · 3,172 sqft · $285/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 510 MIRABAY BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 510 MIRABAY BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
510 MIRABAY BOULEVARD FAQs
What would the monthly payment be for 510 MIRABAY BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,142/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 510 MIRABAY BOULEVARD?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 510 MIRABAY BOULEVARD?+
The most recent tax bill on record (2025) was $28,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 510 MIRABAY BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,489,000, this home is listed about 204% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 510 MIRABAY BOULEVARD?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,489,000 runs 231% above the APOLLO BEACH 33572 median — but at 3,476 sqft it's also 64% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,499,000, now $1,489,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Felicia Willoughby. MLS #TB8498562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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