1576 OHIO AVENUE, PALM HARBOR, FL, 34683
Active109 days on marketListed Apr 9, 2026MLS #TB8494575
About this home
1576 OHIO AVENUE
Virtually Staged. Rarely do you find a property that perfectly balances all your needs AND refined living, but this solid concrete block residence on an oversized 1/3-acre lot delivers exactly that. Situated in a coveted NON-FLOOD, non-evacuation zone with NO HOA restrictions, this home is a haven for business owners and hobbyists alike. Offering massive storage for boats and toys alongside multiple large workshops equipped with electricity and plumbing. Bee Creek borders the lower portion of the property. The interior boasts a true four-bedroom split floor plan, featuring a private primary suite with a sunken tub and bidet, and three additional bedrooms on the opposite wing. The heart of the home is the expansive family room, anchored by a floor-to-ceiling fireplace and upgraded with brand-new luxury laminate flooring. Step through the hurricane-impact doors to find a massive, newly rescreened lanai and outdoor kitchen—an entertainer’s dream—overlooking sprawling grounds and professional decking. Situated on a peaceful, tree-lined street, the home’s curb appeal is elevated by a decorative iron fence across the front, while the expansive backyard is fully enclosed by a wood privacy fence, ensuring a secluded and secure sanctuary for family and pets. With a BRAND NEW ROOF, IMPACT WINDOWS, a whole-house GENERATOR, and a prime location that is golf-cart friendly to downtown and a very short distance to Palm Harbor University High School, this property offers the ultimate Florida lifestyle without the limitations of a standard subdivision. Schedule a showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,224
Sqft
0.33 ac
Lot size
2
Garage
1988
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,607 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,607/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Palm Harbor actives
$277 vs $259
Days on market
109 vs 42 typical
Where $277/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
212 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1576 OHIO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$670,000
537 BELTED KINGFISHER DRIVE N
3 bd · 2 ba · 2,205 sqft · $304/sqft · 18 DOM
Sold · Jul ’25$600,000
2302 AZALEA DRIVE
4 bd · 3 ba · 2,190 sqft · $274/sqft · 99 DOM
Sold · Jul ’26$700,000
1819 TREE SWALLOW WAY
4 bd · 3 ba · 2,268 sqft · $309/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1576 OHIO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1576 OHIO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1576 OHIO AVENUE FAQs
What would the monthly payment be for 1576 OHIO AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,607/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1576 OHIO AVENUE?+
The most recent tax bill on record (2025) was $10,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1576 OHIO AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $615,000, this home is listed about 64% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1576 OHIO AVENUE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$615,000 runs 54% above the PALM HARBOR 34683 median — but at 2,224 sqft it's also 52% larger than the typical Palm Harbor listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
109 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $625,000, now $615,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Monica Karcz, PA. MLS #TB8494575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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