1038 26TH AVENUE N, ST PETERSBURG, FL, 33703
Active129 days on marketListed Apr 6, 2026MLS #TB8494359
About this home
1038 26TH AVENUE N
Welcome to 1038 26th Ave N—an exceptional nearly new construction home built just one year ago by the highly regarded Canopy Builders. This thoughtfully designed residence offers the perfect blend of modern style, quality craftsmanship, and everyday functionality. The main home features 3 spacious bedrooms, 3 full bathrooms, a dedicated office, and a versatile loft—ideal for a media room, play space, or additional living area. Every detail has been carefully considered, with high-end finishes and numerous upgrades throughout that go well beyond typical new construction. Adding incredible value and flexibility is the detached 525 sq ft accessory dwelling unit (ADU) situated above the 2-car garage—perfect for guests, rental income, or a private home studio. Located in a high-and-dry, non-flood zone (no flood insurance required), this property offers peace of mind along with convenience. Just minutes north of vibrant Downtown St. Petersburg, you’ll enjoy quick access to award-winning dining, shopping, waterfront parks, and cultural attractions. This is a rare opportunity to own a like-new home with premium extras already in place—without the wait of new construction.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,327
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$508
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,465 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,465/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs St Petersburg actives
$508 vs $336
Days on market
129 vs 57 typical
Where $508/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woodlawn
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Woodlawn — neighborhood snapshot
Population
1,309
Median age
43
Median income
$86,507
Median home value
$472,407
Avg household
2
Households w/ children
180
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 298% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1038 26TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$825,000
1119 25TH AVENUE N · same community
2 bd · 2 ba · 1,517 sqft · $544/sqft · 0 DOM
Sold · Jan ’26$4,860,000
126 4TH AVENUE NE UNIT 2001
3 bd · 3.5 ba · 3,341 sqft · $1,455/sqft · 14 DOM
Sold · Sep ’25$4,750,000
126 4TH AVENUE NE UNIT 2301
3 bd · 3.5 ba · 3,341 sqft · $1,422/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1038 26TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1038 26TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1038 26TH AVENUE N FAQs
What would the monthly payment be for 1038 26TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1038 26TH AVENUE N?+
The most recent tax bill on record (2025) was $6,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,689,900, this home is listed about 293% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1038 26TH AVENUE N?+
Woodlawn Elementary School (elementary), St. Petersburg High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,689,900 runs 298% above the ST PETERSBURG 33703 median — but at 3,327 sqft it's also nearly 2 times the size of the typical St Petersburg listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
129 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,795,000, now $1,689,900 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARK PROPERTY GROUP · Nathanael Brown. MLS #TB8494359.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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