David Ramirez
$234,900$239,9002 bd1 ba840 sqft$280 /sqft$1,864 /mo all-in ↓

3522 ALLANDALE DRIVE, HOLIDAY, FL, 34691

Active113 days on marketListed Apr 3, 2026MLS #TB8493660

Reduced $5KSingle Family ResidenceALOHA GARDENS

About this home

3522 ALLANDALE DRIVE

One or more photo(s) has been virtually staged. No HOA. No flood insurance requirement. And a capital improvement list that covers almost everything a buyer worries about. This 2-bedroom, 1-bath home in Aloha Gardens has been extensively updated—not staged and photographed to look updated. New HVAC (air handler and condenser). New 150-amp electrical panel. New windows throughout. New interior doors, new garage door, new flooring, new deck. The work is done. Curb appeal starts with a mature shade tree and a front porch that actually invites you to sit down. Inside, the living room is bright and open—laminate flooring, crown molding, and a large picture window that pulls in natural light without effort. The kitchen is the room that earns the listing. White shaker cabinetry, quartz countertops, custom tile backsplash, stainless appliances, and a closet pantry—fully renovated and finished with the kind of detail that holds up in person. The dining area, with its decorative wainscoting, flows directly through sliding glass doors onto a new wood deck overlooking a fully fenced backyard. That outdoor sequence—kitchen to deck to yard—is where this home earns its entertaining reputation. Both bedrooms are well-sized with updated flooring and good natural light. The bathroom has been renovated with porcelain marble-style tile, a quartz vanity, modern fixtures, and a shower/tub combination. The one-car garage adds storage and covered parking that comparable homes in this price range rarely offer. The location is genuinely central: US-19 access, both Tampa-area airports within reach, Fred Howard Park and Clearwater Beach a short drive west, and everyday shopping and dining close in every direction. First-time buyer, downsizer, or investor—this one works for all three. Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

840

Sqft

0.12 ac

Lot size

1

Garage

1973

Year built

One

Levels

$280

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesElectric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingDriveway · On Street
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$2,612/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,864 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$218
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,222Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,222
Interest rate6.00%
Loan term

Estimated payment

$1,864/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$218
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $235K
$191KedgeAI estimate $199,422 · range $199K$201K$244K

vs edgeAI estimate

+17.8%

$/sqft vs ALOHA GARDENS

$280 vs $201

Days on market

113 vs 37 typical

Where $280/sqft sits among the 21 homes for sale in ALOHA GARDENS

7
3
4
3
1
3 · this home
$159–179$179–200$200–220$220–240$240–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday

Map of 3522 ALLANDALE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)45 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34691 — neighborhood snapshot

Population

20,072

Median age

46.3

Median income

$48,387

Median home value

$172,100

Avg household

2.13

Households w/ children

1,689

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

11 of 21

ALOHA GARDENS have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

CurrentPrice reduced to $234,900 $5K
Apr 3, 2026Listed at $239,900 · 113 days on market since
1973Built · ALOHA GARDENS

Reality check

What actually sold near 3522 ALLANDALE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3344 CHAUNCY ROADSold · Dec ’25

$240,000

3344 CHAUNCY ROAD · same community

2 bd · 2 ba · 936 sqft · $256/sqft · 36 DOM

3546 ALLANDALE DRIVESold · Dec ’25

$230,000

3546 ALLANDALE DRIVE · same community

2 bd · 2 ba · 936 sqft · $246/sqft · 12 DOM

3423 EISENHOWER DRSold · Jun ’26

$160,000

3423 EISENHOWER DR · same community

2 bd · 1.5 ba · 948 sqft · $169/sqft · 873 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3522 ALLANDALE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3522 ALLANDALE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3522 ALLANDALE DRIVE FAQs

What would the monthly payment be for 3522 ALLANDALE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3522 ALLANDALE DRIVE?+

The most recent tax bill on record (2025) was $2,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3522 ALLANDALE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holiday?+

At $234,900, this home is listed about 4% below the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3522 ALLANDALE DRIVE?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA, LLC · Mark Middleton. MLS #TB8493660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Holiday homes, in your inbox

Like 3522 ALLANDALE DRIVE but not quite? A daily digest of every new listing in Holiday — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 1:54 PM UTC. The listing information on this page last changed on July 25, 2026 at 1:54 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 1:54 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 1:54 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.