David Ramirez
$225,000$240,0002 bd3 ba1,368 sqft$164 /sqft$1,886 /mo all-in ↓

3548 DARLINGTON ROAD, HOLIDAY, FL, 34691

Active101 days on marketListed Apr 15, 2026MLS #TB8496765

Reduced $15KSingle Family ResidenceALOHA GARDENS

About this home

3548 DARLINGTON ROAD

THE PROPERTY IS PRICED BELOW THE APPRAISED VALUE, ALL OF THE 4-POINT REPAIRS DONE, RECEIPTS AVAILABLE UPON REQUEST! Welcome to your new home in the Aloha Gardens community that's only a couple of miles away from the Gulf of America to the west and Tarpon Springs to the south! No HOA, no CDD, and this property is eligible for a zero down payment mortgage (100% financing) without PMI! Amazing location with convenient access to US Hwy 19 and three beautiful parks nearby that are connected by the Coastal Anclote Trail: Anclote River Park, Anclote Gulf Park and Key Vista Nature Park. Several beautiful beaches are located less than 30 minutes away, including Howard Park Beach, Honeymoon Island Beach and Clearwater Beach, and the Tampa International Airport is only 25 miles away! The house has a new roof (April 2026), updated windows and tile floors throughout the entire house. The HVAC air handler was replaced 3 years ago (manufactured 2021), HVAC compressor was manufactured in 2020, water heater in 2020. This property has an attached storage shed, is fully fenced in and can serve as a great starter home or investment property. Schedule your showing and submit your offer before it's gone!

Facts & features

The home at a glance

2

Bedrooms

3

Bathrooms

1,368

Sqft

0.13 ac

Lot size

1

Garage

1972

Year built

One

Levels

$164

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ExteriorSidewalk

Community & fees

Taxes (2025)$3,623/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,886 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$302
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,886/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$302
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $341,046 · range $278K$500K$520K

vs edgeAI estimate

−34%

$/sqft vs ALOHA GARDENS

$164 vs $203

Days on market

101 vs 37 typical

Where $164/sqft sits among the 21 homes for sale in ALOHA GARDENS

6 · this home
3
4
3
1
4
$159–179$179–200$200–220$220–240$240–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday

Map of 3548 DARLINGTON ROAD

Drive times from this address

Tampa Int’l Airport (TPA)44 min
Downtown Tampa48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34691 — neighborhood snapshot

Population

20,072

Median age

46.3

Median income

$48,387

Median home value

$172,100

Avg household

2.13

Households w/ children

1,689

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

11 of 21

ALOHA GARDENS have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

CurrentPrice reduced to $225,000 $15K
Apr 15, 2026Listed at $240,000 · 101 days on market since
1972Built · ALOHA GARDENS

Reality check

What actually sold near 3548 DARLINGTON ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2619 ALBION STREETSold · Feb ’26

$145,000

2619 ALBION STREET · same community

3 bd · 2 ba · 1,368 sqft · $106/sqft · 3 DOM

3525 EISENHOWER DRIVESold · Oct ’25

$250,000

3525 EISENHOWER DRIVE · same community

3 bd · 2 ba · 1,368 sqft · $183/sqft · 17 DOM

3543 SEFFNER DRIVESold · Sep ’25

$224,000

3543 SEFFNER DRIVE · same community

2 bd · 2 ba · 1,368 sqft · $164/sqft · 324 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3548 DARLINGTON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3548 DARLINGTON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3548 DARLINGTON ROAD FAQs

What would the monthly payment be for 3548 DARLINGTON ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3548 DARLINGTON ROAD?+

The most recent tax bill on record (2025) was $3,623. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holiday?+

At $225,000, this home is listed about 8% below the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3548 DARLINGTON ROAD?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Serghei Diaconu. MLS #TB8496765.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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