David Ramirez
$2,100,0003 bd2.5 ba3,203 sqft$656 /sqft$15,562 /mo all-in ↓

1028 SUNSET POINT ROAD UNIT R9, CLEARWATER, FL, 33755

Active118 days on marketListed Apr 7, 2026MLS #TB8493042

New constructionTownhouseSERENA BY THE SEA

About this home

1028 SUNSET POINT ROAD UNIT R9

One or more photo(s) has been virtually staged. Under Construction. Move-In this Summer 2026! Brand New Construction townhome-style Residences at Serena by the Sea! Enjoy the privacy of townhome-style living in Serena's gated community with 23,000+ square feet of resort-style amenities outside your doorstep. Residence #9 is a 3-level townhome with Elevator to all levels, 3 Bedrooms + Bonus Room, 2.5 Bathrooms, 2-Car Garage, and high-end finishes throughout. The first level welcomes you with its entry Foyer, Garage, Bonus Room/Den, and Covered Porch opening to the Private Rear Garden. Choose between your Elevator or Stairs up to the Main Living Level featuring an open floor plan perfect for entertaining with spacious Kitchen offering a large island bar and high-end Gaggenau and Bosch appliance options, seamless Living & Dining areas, and covered Balcony ideal for dining al fresco overlooking the lush community gardens. A Powder Room services this main level for guests. Private quarters on the Third Level boast a luxurious Owner Suite with large walk-in closet, En Suite Bathroom with double vanity and glass enclosed bathing area featuring a double shower beside a relaxing soaking tub. The Second and Third Bedrooms share a well-appointed hall Bathroom with glass enclosed shower. The home's Laundry Room is also conveniently located on this Bedroom level. Base Price is before upgrades. The total of approx. 4,026 SF includes 3,203 SF of interior living space, plus Garage, Porch, and Upper Terrace - luxury living at its finest!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

3,203

Sqft

0.01 ac

Lot size

2

Garage

2026

Year built

Three Or More

Levels

$656

Per sqft

Garden viewPets allowed

Inside

FlooringEngineered Hardwood · Other · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Range Hood · Refrigerator
InteriorBuilt-in Features · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofOther
ConstructionOther · Stucco
FoundationOther
ViewGarden
FacesWest
ExteriorBalcony · Garden · Lighting

Community & fees

HOA fee$3,200/mo
Taxes (2025)$1,000/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityDeed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,562 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,332
PMI (est., until 20% equity)$788
Property tax — 2025 actual bill$83
HOA fee — from the listing$3,200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $210,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $210,000
Interest rate6.00%
Loan term

Estimated payment

$15,562/mo

Principal & interest$11,332
PMI (est., until 20% equity)$788
Property taxes (actual bill)$83
HOA / condo fee$3,200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.1M
$1.6MedgeAI estimate $1,991,864 · range $1.7M$2.2M$2.3M

vs edgeAI estimate

+5.4%

$/sqft vs Clearwater actives

$656 vs $216

Days on market

118 vs 47 typical

Where $656/sqft sits among the 399 Clearwater actives

175
122
56
15
9
22 · this home
$114–204$204–294$294–385$385–475$475–565$565+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1028 SUNSET POINT ROAD UNIT R9

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleDunedin Highland Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

220 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 475% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

Apr 7, 2026Listed at $2,100,000 · 118 days on market since
2026Built · SERENA BY THE SEA

Reality check

What actually sold near 1028 SUNSET POINT ROAD UNIT R9

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

106 MIDWAY ISLANDSold · Sep ’25

$1,625,000

106 MIDWAY ISLAND

3 bd · 3.5 ba · 2,821 sqft · $576/sqft · 68 DOM

74 WINDWARD ISLANDSold · Oct ’25

$1,300,000

74 WINDWARD ISLAND

3 bd · 2 ba · 2,563 sqft · $507/sqft · 43 DOM

1140 LA SALLE STREETSold · May ’26

$420,000

1140 LA SALLE STREET

4 bd · 2 ba · 2,293 sqft · $183/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1028 SUNSET POINT ROAD UNIT R9 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1028 SUNSET POINT ROAD UNIT R9 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1028 SUNSET POINT ROAD UNIT R9 FAQs

What would the monthly payment be for 1028 SUNSET POINT ROAD UNIT R9?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,562/mo — principal and interest, the actual property-tax bill, the $3,200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1028 SUNSET POINT ROAD UNIT R9?+

The association fee works out to $3,200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1028 SUNSET POINT ROAD UNIT R9?+

The most recent tax bill on record (2025) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1028 SUNSET POINT ROAD UNIT R9?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $2,100,000, this home is listed about 664% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1028 SUNSET POINT ROAD UNIT R9?+

Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,100,000 runs 475% above the CLEARWATER 33755 median — but at 3,203 sqft it's also nearly 3 times the size of the typical Clearwater listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $3,200/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

118 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of VALOR LUXURY REALTY · Jeanie Sigal. MLS #TB8493042.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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