David Ramirez
$2,300,000$2,399,0003 bd3 ba2,381 sqft$966 /sqft$15,864 /mo all-in ↓

1370 GULF BOULEVARD UNIT 703, CLEARWATER, FL, 33767

Active172 days on marketListed Feb 3, 2026MLS #TB8470158

Reduced $99KWaterfrontPrivate poolCondominiumBELLA ROSA CONDOMINIUMS

About this home

1370 GULF BOULEVARD UNIT 703

BEACH LIVING AT ITS FINEST! Luxury Sand Key condo, located on the 7th floor of the gated Bella Rosa community, offers breathtaking views of the crystal-clear waters of the Gulf of Mexico and Clearwater Bay’s Intracoastal Waterway. Enjoy peace of mind with a secured entrance and elevator access to a semi-private lobby. Enter through beautiful double doors into a grand foyer that opens to a spacious, open floor plan filled with abundant natural light from expansive windows throughout the day. Take in stunning Gulf views from the living and dining areas, or step out onto the extended balcony featuring newly installed hurricane privacy shutters—perfect for enjoying unforgettable sunsets. The private master suite boasts gorgeous water views, balcony access through sliding glass doors, two walk-in closets, and an opulent en-suite bath with a garden tub, dual vanities, a walk-in shower, and a private water closet. Tile flooring runs throughout the condo, adding to its elegant coastal feel. Both guest bedrooms enjoys views of the Intracoastal Waterway and a shared balcony. The large chef’s kitchen is ideal for entertaining, complete with ample cabinetry, a large center island, breakfast bar, separate service bar, quarts countertops, and newly installed stainless steel appliances. Bella Rosa offers residents a resort-style, amenity-rich environment with direct private beach access, a heated pool and spa, poolside entertaining area with gas BBQ grills, tennis courts, pickle ball a fitness center, hurricane privacy shutters. A designated parking space is conveniently located next to the lobby entrance. Designer furniture & furnishings are negotiable, offering buyers the opportunity to acquire a beautifully curated, move-in-ready coastal residence. This highly desirable unit is just waiting for new owners to enjoy spectacular evening sunsets and their own piece of paradise.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,381

Sqft

1.09 ac

Lot size

2004

Year built

One

Levels

$966

Per sqft

Private poolWaterfrontWater viewNegotiable

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMembrane · Other
ConstructionConcrete · Stucco
FoundationBlock · Brick/Mortar · Concrete Perimeter · Stilt/On Piling
ViewWater
FacesEast
ParkingAssigned · Covered · Guest · Open
ExteriorBalcony · Hurricane Shutters · Irrigation System · Outdoor Grill · Outdoor Shower · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$29,169/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,864 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property tax — 2025 actual bill$2,431
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $230,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $230,000
Interest rate6.00%
Loan term

Estimated payment

$15,864/mo

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property taxes (actual bill)$2,431
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.3M
$1.4MedgeAI estimate $1,816,958 · range $1.4M$2.0M$2.4M

vs edgeAI estimate

+26.6%

$/sqft vs Clearwater actives

$966 vs $219

Days on market

172 vs 47 typical

Where $966/sqft sits among the 400 Clearwater actives

259
101
16
9
6
9 · this home
$115–257$257–399$399–541$541–682$682–824$824+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sand Key

Map of 1370 GULF BOULEVARD UNIT 703 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Sand Key — neighborhood snapshot

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Avg household

2

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 314% above the CLEARWATER 33767 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,300,000 $99K
Feb 3, 2026Listed at $2,399,000 · 172 days on market since
2004Built · BELLA ROSA CONDOMINIUMS

Reality check

What actually sold near 1370 GULF BOULEVARD UNIT 703

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

202 HOWARD DRIVESold · Nov ’25

$1,825,000

202 HOWARD DRIVE

4 bd · 4 ba · 2,423 sqft · $753/sqft · 128 DOM

223 HOWARD DRIVESold · Oct ’25

$1,700,000

223 HOWARD DRIVE

3 bd · 4 ba · 2,473 sqft · $687/sqft · 14 DOM

141 MARINA DEL REY COURTSold · May ’26

$1,365,000

141 MARINA DEL REY COURT

4 bd · 2.5 ba · 2,250 sqft · $607/sqft · 212 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1370 GULF BOULEVARD UNIT 703 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1370 GULF BOULEVARD UNIT 703 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1370 GULF BOULEVARD UNIT 703 FAQs

What would the monthly payment be for 1370 GULF BOULEVARD UNIT 703?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1370 GULF BOULEVARD UNIT 703?+

The most recent tax bill on record (2025) was $29,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1370 GULF BOULEVARD UNIT 703?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $2,300,000, this home is listed about 736% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1370 GULF BOULEVARD UNIT 703?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,300,000 runs 314% above the CLEARWATER 33767 median — but at 2,381 sqft it's also nearly twice the size of the typical Clearwater listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

172 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,399,000, now $2,300,000 — a $99K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Karen Kolozs. MLS #TB8470158.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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