David Ramirez
$245,000$265,0003 bd2 ba1,782 sqft$137 /sqft$1,813 /mo all-in ↓

1715 HAMMOCKS AVENUE UNIT 1715, LUTZ, FL, 33549

Active123 days on marketListed Apr 2, 2026MLS #TB8492861

Priced 47% below the LUTZ 33549 medianReduced $20KCondominiumLAKES AT HERON COVE CONDO PH 07

About this home

1715 HAMMOCKS AVENUE UNIT 1715

Move-in ready and beautifully situated, this 3-bedroom, 2-bath home offers comfort, convenience, and scenic views. The spacious primary suite features two walk-in closets and an en-suite bath with both a tub and a shower. Tile flooring runs through the wet areas, carpet adds warmth to the bedrooms, and laminate wood flooring flows throughout the remaining living spaces. The kitchen is generously sized and includes all appliances, as well as a convenient bar-top seating area. Both secondary bedrooms share a unique feature with access doors opening to an outdoor seating area. Enjoy tranquil water and tree views of Lake Bird from the screened lanai and the primary bedroom. Additional highlights include a separate laundry room, a one-car garage, and ample guest parking. The monthly HOA of $375 covers roofs, exterior maintenance, trash service, plus access to the community pool and dock. Located outside a flood zone and close to major shopping, restaurants, gyms, and Tampa amenities, this home combines low-maintenance living with an ideal location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,782

Sqft

0.02 ac

Lot size

1

Garage

2006

Year built

Two

Levels

$137

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · PrimaryBedroom Upstairs · Split Bedroom · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingGarage Door Opener · Guest
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$1,226/yr
PetsYes
CommunityDock · Lake · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Available · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,813 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$102
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$1,813/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$102
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$225KedgeAI estimate $244,449 · range $235K$269K$280K

vs edgeAI estimate

+0.2%

$/sqft vs Lutz actives

$137 vs $243

Days on market

123 vs 46 typical

Where $137/sqft sits among the 270 Lutz actives

29 · this home
86
84
36
13
22
$137–185$185–232$232–279$279–326$326–373$373+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron Cove

Map of 1715 HAMMOCKS AVENUE UNIT 1715 inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

Heron Cove — neighborhood snapshot

Population

1,438

Median age

52

Median income

$62,379

Median home value

$269,107

Avg household

2

Households w/ children

141

For the school run

Pasco County School District

ElementaryLake Myrtle Elementary School★★★★★
MiddleCharles S. Rushe Middle School★★★★
HighSunlake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$541K$600K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

159 of 270

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the LUTZ 33549 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $245,000 $20K
Apr 2, 2026Listed at $265,000 · 123 days on market since
2006Built · LAKES AT HERON COVE CONDO PH 07

Reality check

What actually sold near 1715 HAMMOCKS AVENUE UNIT 1715

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22615 LAURELDALE DRIVESold · Oct ’25

$425,000

22615 LAURELDALE DRIVE

4 bd · 2 ba · 1,828 sqft · $232/sqft · 10 DOM

1352 FOXWOOD DRIVESold · May ’26

$335,000

1352 FOXWOOD DRIVE

3 bd · 2 ba · 1,690 sqft · $198/sqft · 190 DOM

1621 AUDUBON TRAILSold · Apr ’26

$525,000

1621 AUDUBON TRAIL

4 bd · 2 ba · 1,902 sqft · $276/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1715 HAMMOCKS AVENUE UNIT 1715 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1715 HAMMOCKS AVENUE UNIT 1715 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1715 HAMMOCKS AVENUE UNIT 1715 FAQs

What would the monthly payment be for 1715 HAMMOCKS AVENUE UNIT 1715?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,813/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1715 HAMMOCKS AVENUE UNIT 1715?+

The most recent tax bill on record (2025) was $1,226. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1715 HAMMOCKS AVENUE UNIT 1715?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $245,000, this home is listed about 49% below the Lutz median of $485,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1715 HAMMOCKS AVENUE UNIT 1715?+

Lake Myrtle Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LUTZ 33549 market on paper

$245,000 is 47% below the LUTZ 33549 median of $464,400, and at $137/sqft it sits under the Lutz average of $264.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

123 days on market against a Lutz median of 46 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Myrtle Elementary School, Charles S. Rushe Middle School, Sunlake High School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $265,000, now $245,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of FLORIDA EXECUTIVE REALTY · Brenda Rider. MLS #TB8492861.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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