14820 N 15TH STREET, LUTZ, FL, 33549
Active1281 days on marketListed Jan 30, 2023MLS #T3425349
About this home
14820 N 15TH STREET
Build Your Dream Home on this Gorgeous CORNER LOT Located in the Heart of Lutz. This vacant lot has existing electric pole. GREAT LOCATION in Lutz, Easy access to I-275 and major roads, 8 minutes drive to USF, 16 minutes drive to Downtown Tampa, 20 minutes drive to Tampa Int'l Airport and many more. Buyer are to complete their own due diligence on all facts and figures on vacant land.
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 14820 N 15TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$269,900
14911 N 24TH STREET · same community
3 bd · 2 ba · 1,248 sqft · $216/sqft · 22 DOM
Sold · Feb ’26$185,000
14806 N 15TH STREET · same community
3 bd · 2 ba · 1,512 sqft · $122/sqft · 18 DOM
Sold · Sep ’25$121,000
2850 SOMERSET PARK DRIVE UNIT 202
1 bd · 1 ba · 742 sqft · $163/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14820 N 15TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14820 N 15TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14820 N 15TH STREET FAQs
What would the monthly payment be for 14820 N 15TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,823/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14820 N 15TH STREET?+
The most recent tax bill on record (2022) was $966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $250,000, this home is listed about 48% below the Lutz median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14820 N 15TH STREET?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33549 market on paper
$250,000 is 46% below the LUTZ 33549 median of $464,400.
02Time on market is leverage
1281 days on market against a Lutz median of 46 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Miles Elementary School, Buchanan Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AVISTA BAY REALTY, LLC · Olga Hernandez. MLS #T3425349.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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