
494 39TH AVENUE N, ST PETERSBURG, FL, 33704
Active126 days on marketListed Apr 9, 2026MLS #TB8492650
About this home
494 39TH AVENUE N
Welcome to 494 39th Ave N, a beautifully crafted new construction home offering 2,163 square feet of thoughtfully designed living space with 3 bedrooms, 2.5 baths, and an ideal corner-lot setting. Built with solid block construction for lasting durability, this home also offers the added advantages of a non-flood zone location and no HOA, providing both peace of mind and flexibility. From the moment you arrive, the inviting front porch creates a warm welcome, perfect for morning coffee or relaxing in the evening. Inside, natural light fills the bright, airy living spaces, creating an atmosphere that feels both comfortable and refined. The open-concept kitchen and dining area serves as the heart of the home, designed with both style and function in mind. Custom cabinetry extends to the ceiling and features soft-close doors, built-in pullouts, and a spacious pantry with additional pullout drawers. Quartz countertops and an oversized island create the perfect gathering space, while an upgraded Samsung appliance package, under-cabinet lighting, and a dramatic herringbone tile backsplash to the ceiling elevate the design. Built for modern living, this home features PGT impact-rated Low-E windows and doors, spray foam insulation, LED lighting, ceiling fans, CAT5e wiring, and USB pre-wiring throughout for energy efficiency and everyday convenience. The spacious primary suite is a true retreat, complete with a custom walk-in closet and a spa-inspired bath featuring dual sinks, a soaking tub, and a marble walk-in shower. The secondary bathroom is thoughtfully designed with a single vanity and quality finishes. Both bathrooms include ample linen storage. A third bedroom with its own private en-suite bath provides ideal flexibility for guests, a home office, or multigenerational living. Additional thoughtful upgrades include a 30-year architectural shingle roof with a 5-year labor warranty, a Rheem HVAC system and water heater with app-based controls, a hot water recirculation pump, and a plumbing loop for future whole-home water filtration. Outside, a private deep-well irrigation system, rain chains, and leaf-filtered gutters with a lifetime warranty add efficiency and ease of maintenance. The fully fenced side yard offers privacy and functionality, with ample space to design and build your dream pool for the ultimate backyard retreat. Ideally located just blocks from Tampa Bay and a short stroll to Coffee Pot Park, neighborhood cafés, shops, and dining, this home offers an exceptional blend of quality, comfort, and location. More than just a beautiful new home, 494 39th Ave N is a thoughtfully engineered, energy-efficient investment designed to impress for years to come.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,163
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
One
Levels
$415
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,729 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,729/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.7%
$/sqft vs St Petersburg actives
$415 vs $336
Days on market
126 vs 57 typical
Where $415/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Curn's
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Curn's — neighborhood snapshot
Population
53
Median age
52
Median income
$42,184
Median home value
$306,100
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 494 39TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$255,000
5004 23RD AVENUE S · same community
3 bd · 1 ba · 1,090 sqft · $234/sqft · 15 DOM
Sold · Dec ’25$360,000
434 40TH AVENUE N · same community
2 bd · 1 ba · 933 sqft · $386/sqft · 135 DOM
Sold · Apr ’26$1,025,000
246 NE 19TH AVE NE
3 bd · 2.5 ba · 2,093 sqft · $490/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 494 39TH AVENUE N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 494 39TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
494 39TH AVENUE N FAQs
What would the monthly payment be for 494 39TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,729/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 494 39TH AVENUE N?+
The most recent tax bill on record (2025) was $4,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $898,500, this home is listed about 109% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 494 39TH AVENUE N?+
Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$898,500 runs 12% above the ST PETERSBURG 33704 median — but at 2,163 sqft it's also 61% larger than the typical St Petersburg listing.
02Time on market is leverage
126 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $998,500, now $898,500 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Alex Plotkin. MLS #TB8492650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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