418 39TH AVENUE N, ST PETERSBURG, FL, 33703
Active206 days on marketListed Jan 18, 2026MLS #TB8464525
About this home
418 39TH AVENUE N
Location, location location. This charming renovated home is ideally situated near vibrant 4th street and everything it has to offer! Featuring two bedrooms, one bath and large bonus room, this home offers flexible living for today's lifestyle! The bonus room is big enough for an office, playroom, extra living space or whatever you desire. Move in Ready! This home has a new roof (2025)! new flooring (2026), renovated kitchen (2026) and bath (2026). Kitchen includes coastal white shaker style cabinetry, solid surface counters and built in microwave. Bathroom features coastal white vanity and tub with shower. The huge backyard has plenty of room for a pool. There is Alley access both in the back and on the side. This desirable location is right near 4th street where you’ll find tons of shopping and restaurants. Just 10 minutes to downtown St Petersburg and five minutes to Crescent Lake Park. Super easy access to I 275. This area east of 4th street is thriving with several new homes being built all around. Perfect to move right in or rent and hold. Located in Flood Zone X500 (500 year floodplain). Come check it out today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
912
Sqft
0.15 ac
Lot size
1954
Year built
One
Levels
$406
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,545 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,545/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs St Petersburg actives
$406 vs $336
Days on market
206 vs 58 typical
Where $406/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Curn's
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Curn's — neighborhood snapshot
Population
53
Median age
52
Median income
$42,184
Median home value
$306,100
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 418 39TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
434 40TH AVENUE N · same community
2 bd · 1 ba · 933 sqft · $386/sqft · 135 DOM
Sold · May ’26$255,000
5004 23RD AVENUE S · same community
3 bd · 1 ba · 1,090 sqft · $234/sqft · 15 DOM
Sold · Feb ’26$695,000
140 20TH AVENUE N
2 bd · 1 ba · 928 sqft · $749/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 418 39TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 418 39TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
418 39TH AVENUE N FAQs
What would the monthly payment be for 418 39TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,545/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 418 39TH AVENUE N?+
The most recent tax bill on record (2024) was $520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $370,000, this home is listed about 15% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 418 39TH AVENUE N?+
Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$370,000 is 14% below the ST PETERSBURG 33703 median of $432,000.
02Time on market is leverage
206 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $387,000, now $370,000 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Wendy Lockhart. MLS #TB8464525.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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