2106 SW 4TH STREET, CAPE CORAL, FL, 33991
Active130 days on marketListed Mar 30, 2026MLS #TB8492256
About this home
2106 SW 4TH STREET
Short Sale. Welcome to this exceptional 2023-built single-family home in Cape Coral offering 1,924 square feet of beautifully designed living space, 3 bedrooms, 2.5 bathrooms, and a spacious 3-car garage. This stunning residence showcases modern design, quality craftsmanship, and an impressive collection of upscale appointments throughout. From the moment you enter, you are greeted by a distinctive foyer featuring a unique wine bottle display, creating an elegant focal point and setting the tone for the exceptional details found throughout the home. The thoughtfully designed interior features stylish cabinetry, premium countertops, designer lighting, upgraded ceiling fans, modern appliances, and beautiful tile flooring, creating a refined yet comfortable living environment. The open-concept floor plan is perfect for both everyday living and entertaining. The impressive kitchen serves as the heart of the home with a large center island, tile backsplash, quality cabinetry, modern appliances, and premium finishes designed for both functionality and style. The spacious primary suite provides a private retreat featuring an en-suite bathroom with dual sinks, a walk-in shower, and a generous walk-in closet. Two additional bedrooms and a convenient half bath provide flexibility for family, guests, or a home office. Enjoy the ultimate Florida lifestyle in the private screened lanai featuring a sparkling pool, outdoor shower, and a beautifully designed outdoor kitchen. The outdoor kitchen includes a stone countertop, decorative tile backsplash, built-in grill, mini refrigerator, and sink—creating the perfect space for entertaining family and friends. The finished paver pool deck and lanai area provide an inviting outdoor retreat ideal for relaxing, dining, and enjoying year-round Southwest Florida living. The oversized 3-car garage offers exceptional functionality with a professionally finished garage floor, providing a clean and polished space for vehicles, storage, hobbies, or recreational equipment. Built in 2023, this move-in-ready home offers the benefits of newer construction, modern design, and peace of mind. Conveniently located near shopping, dining, entertainment, parks, golf courses, and all that Cape Coral and Southwest Florida have to give, this exceptional property presents a rare opportunity to own a beautifully appointed home designed for comfort, entertaining, and the Florida lifestyle. This is an "Approved" Short Sale
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,924
Sqft
0.24 ac
Lot size
3
Garage
2023
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,365 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,365/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.4%
$/sqft vs CAPE CORAL
$285 vs $246
Days on market
130 vs 50 typical
Where $285/sqft sits among the 143 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
46 of 143
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2106 SW 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
3007 ACADEMY BOULEVARD · same community
3 bd · 2 ba · 1,914 sqft · $196/sqft · 101 DOM
Sold · Dec ’25$560,000
210 SW 37TH TERRACE · same community
3 bd · 2 ba · 1,856 sqft · $302/sqft · 163 DOM
Sold · Dec ’25$305,000
2730 NW 6TH STREET · same community
4 bd · 2 ba · 1,830 sqft · $167/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2106 SW 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2106 SW 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2106 SW 4TH STREET FAQs
What would the monthly payment be for 2106 SW 4TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,365/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2106 SW 4TH STREET?+
The most recent tax bill on record (2025) was $8,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $549,000, this home is listed about 23% above the Cape Coral median of $445,750. The market section on this page shows how the area is trending.
Which schools are assigned to 2106 SW 4TH STREET?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 77% above the CAPE CORAL 33991 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
130 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WESTBAY REAL ESTATE · Randall Patrick. MLS #TB8492256.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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