David Ramirez
$479,900$498,0004 bd2 ba1,658 sqft$289 /sqft$3,273 /mo all-in ↓

2458 NW 9TH TERRACE, CAPE CORAL, FL, 33993

Active260 days on marketListed Nov 18, 2025MLS #TB8448214

Reduced $18KNew constructionPrivate poolSingle Family ResidenceCAPE CORAL

About this home

2458 NW 9TH TERRACE

Spectacular 4 Bedroom 2 Bath, and two car garage. CBS NEW CONSTRUCTION Home is in one of the great areas of Cape Coral. Plenty of living room space with High Ceilings and a marvelous Open Floor Plan Kitchen with upgraded cabinets and countertops. All Windows and Doors are top-quality Hurricane impact resistant. The master bedroom is large, with plenty of closet space and a large bathroom. All Rooms are spacious and have excellent storage space. The home's patio features a pool and a large backyard. Open concept design is perfect for entertaining and creating lasting memories with your loved ones. The kitchen is a chef's dream, with modern stainless-steel appliances, beautiful countertops

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,658

Sqft

0.23 ac

Lot size

2

Garage

2025

Year built

One

Levels

$289

Per sqft

Private pool

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Refrigerator
InteriorOther
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNorth
ExteriorSliding Doors

Community & fees

Taxes (2024)$902/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,273 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2024 actual bill$75
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,797
Interest rate6.00%
Loan term

Estimated payment

$3,273/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$75
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$308KedgeAI estimate $421,215 · range $321K$497K$517K

vs edgeAI estimate

+13.9%

$/sqft vs CAPE CORAL

$289 vs $246

Days on market

260 vs 49 typical

Where $289/sqft sits among the 144 homes for sale in CAPE CORAL

58
35
16 · this home
15
9
11
$174–230$230–285$285–341$341–397$397–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 2458 NW 9TH TERRACE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$375K$390K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

46 of 144

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 456% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,900 $18K
Nov 18, 2025Listed at $498,000 · 260 days on market since
2025Built · CAPE CORAL

Reality check

What actually sold near 2458 NW 9TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

217 SW 43RD TERRACESold · Mar ’26

$310,000

217 SW 43RD TERRACE · same community

3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM

1307 SE 22ND TERRACESold · Dec ’25

$175,000

1307 SE 22ND TERRACE · same community

3 bd · 2 ba · 1,679 sqft · $104/sqft · 0 DOM

3024 NE 7TH PLACESold · Dec ’25

$300,000

3024 NE 7TH PLACE · same community

4 bd · 2 ba · 1,617 sqft · $186/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2458 NW 9TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2458 NW 9TH TERRACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2458 NW 9TH TERRACE FAQs

What would the monthly payment be for 2458 NW 9TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,273/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2458 NW 9TH TERRACE?+

The most recent tax bill on record (2024) was $902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $479,900, this home is listed about 7% above the Cape Coral median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2458 NW 9TH TERRACE?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$479,900 runs 456% above the CAPE CORAL 33993 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

260 days on market against a Cape Coral median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $498,000, now $479,900 — a $18K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 TENACE REALTY · Eduardo Arriagada. MLS #TB8448214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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