David Ramirez
$1,199,000$1,300,0003 bd2 ba1,614 sqft$743 /sqft$8,012 /mo all-in ↓

209 BANDERA WAY NE, ST PETERSBURG, FL, 33704

Active137 days on marketListed Mar 31, 2026MLS #TB8492037

Reduced $101KSingle Family ResidenceSNELL ISLE BRIGHTWATERS SEC 1 REP

About this home

209 BANDERA WAY NE

Location, location, location! Authentic Mid-Century Modern gem nestled along a quiet side street on coveted Snell Isle, two blocks from the waterfront sidewalk of beautiful Coffee Pot Bayou and three blocks from the esteemed Vinoy Golf Club. Clean, sleek, functional, and convenient, the completely renovated open floor-plan offers an abundance of natural light from the period-perfect Clerestory windows. The interior of the home has an ideal flow and beautifully restored original hardwood floors throughout. The clean lines of the expansive marble countertops in the kitchen are eye-catching but don’t be mistaken by their minimalist appearance. This home has great storage for all of your entertaining and ever-changing needs. The Master Bedroom can easily accommodate a King-size bed while a large, second bedroom can fit two Queen beds with ample space to spare for a desk or sitting area. A third bedroom can be used for extra sleeping quarters, a home office or fitness room. The backyard retreat with lush, mature landscaping provides privacy from surrounding neighbors, and is perfect for yoga in the garden or a cocktail party under hanging lights. A full-house natural gas generator kept power on without interruption during recent hurricanes. Other features include lawn and garden irrigation, tankless gas water heater, a standing-seam metal roof and vapor barrier installed in 2023 and 2025, respectively. Top of the line Viking oven and gas stovetop (2023), ADT security system (2023), epoxy garage flooring (2025) and PVC fencing (2025). Single car garage. Paver circular driveway, iron gated courtyard, and deep lot size. Run, bike, walk, stroll, or ride along the water to downtown St. Pete and enjoy great restaurants, shops, museums, parks, and more. Come live the relaxing lifestyle you choose in this beautiful home. No flood damage to the interior of the home from the 2024 hurricane.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,614

Sqft

0.18 ac

Lot size

1

Garage

1951

Year built

One

Levels

$743

Per sqft

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Gas Water Heater · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorHigh Ceilings · Open Floorplan · Stone Counters
LaundryIn Garage
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up · Metal
ConstructionBlock · Stucco
FoundationCrawlspace
FacesNorth
ExteriorCourtyard

Community & fees

Taxes (2025)$11,194/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,012 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$933
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,900
Interest rate6.00%
Loan term

Estimated payment

$8,012/mo

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property taxes (actual bill)$933
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$709KedgeAI estimate $808,804 · range $738K$986K$1.2M

vs edgeAI estimate

+48.2%

$/sqft vs St Petersburg actives

$743 vs $336

Days on market

137 vs 58 typical

Where $743/sqft sits among the 400 St Petersburg actives

135
137
58
28
11 · this home
31
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Snell Isle

Map of 209 BANDERA WAY NE inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Snell Isle — neighborhood snapshot

Population

2,492

Median age

52

Median income

$145,599

Median home value

$1,428,504

Avg household

2

Households w/ children

239

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
HighSt. Petersburg High School★★★★★
MiddleJohn Hopkins Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,199,000 $101K
Mar 31, 2026Listed at $1,300,000 · 137 days on market since
1951Built · SNELL ISLE BRIGHTWATERS SEC 1 REP

Reality check

What actually sold near 209 BANDERA WAY NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

135 ARANDA STREET NESold · Mar ’26

$700,000

135 ARANDA STREET NE · same community

3 bd · 3 ba · 1,836 sqft · $381/sqft · 197 DOM

111 ESTADO WAY NESold · May ’26

$1,873,700

111 ESTADO WAY NE · same community

4 bd · 4 ba · 3,192 sqft · $587/sqft · 21 DOM

214 ARANDA STREET NESold · Dec ’25

$3,550,000

214 ARANDA STREET NE · same community

5 bd · 6.5 ba · 4,741 sqft · $749/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 209 BANDERA WAY NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 209 BANDERA WAY NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

209 BANDERA WAY NE FAQs

What would the monthly payment be for 209 BANDERA WAY NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,012/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 209 BANDERA WAY NE?+

The most recent tax bill on record (2025) was $11,194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $1,199,000, this home is listed about 176% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 209 BANDERA WAY NE?+

North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,199,000 runs 50% above the ST PETERSBURG 33704 median — but at 1,614 sqft it's also 20% larger than the typical St Petersburg listing.

02Time on market is leverage

137 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,300,000, now $1,199,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Paul Traxler. MLS #TB8492037.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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