105 ESTADO WAY NE, ST PETERSBURG, FL, 33704
Active209 days on marketListed Jan 12, 2026MLS #TB8460945
About this home
105 ESTADO WAY NE
PLEASE READ CAREFULLY. You are looking at an unusually large trophy waterfront homesite in Snell Isle that is ideal for a legacy-style custom estate, with protected boating water, dock, and boatlift. 140 Brightwaters is an approximately 0.42 acre waterfront lot, with 75 feet on the water, and bay/harbor frontage on Brightwaters Blvd. Then, 105 Estado Way, when combined with the immediately adjacent Brightwaters lot, creates a building site of 0.77 acres. The combined site offers a rare opportunity to own two side-by-side lots in this location. With three quarters+ of an acre on the water, this jewel supports a true estate-caliber residence, with an expansive footprint, generous setbacks, and resort-style amenities. This waterfront location provides dockage for an up to 60 foot yacht, and also has a boatlift with a capacity of 13,000 pounds. It provides some protection, and scenic bay views. There are no bridges or barriers to hinder your trip to the open gulf and beyond. The combined Brightwaters/Estado site allows the design of a large custom home, with a grand entrance from either or both streets. The only limitations are your or your architect's imagination. The combination of prestigious address, lot, and waterfront make this a natural setting for a multi-generational legacy residence, to be lived in and enjoyed for decades. Downtown St. Pete is mere minutes away, with all it has to offer; cultural attractions, beautiful waterfront, wonderful dining, and highways and airports close by. All measurements are approximate, and should be checked for accuracy by the purchaser.
Facts & features
The home at a glance
0.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$59,995 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$59,995/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Snell Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Snell Isle — neighborhood snapshot
Population
2,492
Median age
52
Median income
$145,599
Median home value
$1,428,504
Avg household
2
Households w/ children
239
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1152% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 ESTADO WAY NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$700,000
135 ARANDA STREET NE · same community
3 bd · 3 ba · 1,836 sqft · $381/sqft · 197 DOM
Sold · May ’26$1,873,700
111 ESTADO WAY NE · same community
4 bd · 4 ba · 3,192 sqft · $587/sqft · 21 DOM
Sold · Dec ’25$3,550,000
214 ARANDA STREET NE · same community
5 bd · 6.5 ba · 4,741 sqft · $749/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 ESTADO WAY NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 ESTADO WAY NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 ESTADO WAY NE FAQs
What would the monthly payment be for 105 ESTADO WAY NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $59,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 ESTADO WAY NE?+
The most recent tax bill on record (2024) was $25,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $10,000,000, this home is listed about 2226% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 105 ESTADO WAY NE?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Tom O'Neill. MLS #TB8460945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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