19537 SHIP WHEEL WAY, LAND O LAKES, FL, 34638
Active129 days on marketListed Apr 2, 2026MLS #TB8491801
About this home
19537 SHIP WHEEL WAY
Experience ELEGANCE in this beautifully appointed 2-bedroom, 2-bathroom home with a 2-car garage and an EXTENDED screened patio showcasing AMAZING conservation and water views in the highly desirable Del Webb BEXLEY community. This thoughtfully designed Steel Creek model by Pulte Homes offers an OPEN-CONCEPT floor plan that seamlessly connects the MAIN living areas, creating the perfect space for everyday LIVING and effortless entertaining. At the HEART of the HOME, the gourmet kitchen features a LARGE center island with breakfast bar seating, stone countertops, wood cabinetry with crown molding, soft-close drawers with pull-outs, stainless steel appliances, a GAS range, NEW counter depth refrigerator (2025), tile backsplash, and a pantry with a built-in spice rack. An additional eat-in area provides flexibility as a cozy breakfast nook or stylish coffee/wine bar, while the separate DINING space is ideal for ENTERTAINING during holidays and special occasions. The spacious living room is filled with an ABUNDANCE of natural light through triple sliding glass doors, with Remote-Controlled Sunshade. creating a warm and inviting ATMOSPHERE throughout the home. STEP outside to your private EXTENDED (23x15) covered and screened patio featuring PANORAMIC screen panels and EPOXY flooring, offering exceptional OUTDOOR living and entertaining space. Relax with your morning coffee while enjoying tranquil conservation and water views often visited by local WILDLIFE. The Owner’s Suite includes a LARGE walk-in closet and private En Suite bathroom with dual vanities, stone countertops, and a glass-enclosed walk-in shower with upgraded Rainwater shower head, accented with designer tile. A secondary bedroom and full guest bath provide comfortable accommodations for family and visitors. The UPGRADED guest bathroom features a stone vanity and tub/shower combination with designer tile finishes. Both bathrooms feature bidet toilets. Additional highlights include a laundry room with front-load Washer & Dryer, a spacious two-car garage with EPOXY flooring, utility sink, and NEW water softener system (2025). ENTER from the garage into a convenient DROP ZONE complete with a coat closet for everyday organization and additional storage. Additional UPGRADES include Accordion Hurricane Shutters, Crown Molding, a Custom Leaded Glass Front Door, and Plantation Shutters. Del Webb Bexley is a premier GATED 55+ active adult LIFESTYLE community offering residents access to the impressive 19,000-square-foot Meridian Clubhouse featuring a state-of-the-art fitness center, movement studio, craft room, grand ballroom, multipurpose rooms, and an on-site bistro. Outdoor amenities include a RESORT-style heated pool, resistance pool, spa, grilling stations, and firepit. Residents also enjoy Bocce Ball, Pickleball, Tennis Courts, a community garden, dog park, outdoor amphitheater, and miles of scenic sidewalks perfect for walking, jogging, or biking through natural preserves and tranquil ponds. GOLF CART friendly! Conveniently located with EASY access to SR 54, the Suncoast Expressway, I-75, I-275, downtown Tampa, Tampa International Airport (TIA), and St. Pete-Clearwater International Airport (PIE). LOCATION, LOCATION, LOCATION — close to beaches, golf courses, medical facilities, shopping, restaurants, and more. This exceptional HOME offers the perfect blend of ELEGANCE, LIFESTYLE, and LOCATION. Schedule your PRIVATE showing TODAY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,368
Sqft
0.13 ac
Lot size
2
Garage
2020
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,586 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,586/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.7%
$/sqft vs Land O Lakes actives
$278 vs $204
Days on market
129 vs 42 typical
Where $278/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Del Webb Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Del Webb Bexley — neighborhood snapshot
Population
1,229
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
173
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
211 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 19537 SHIP WHEEL WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$362,500
19437 SHIP WHEEL WAY · same community
2 bd · 2 ba · 1,480 sqft · $245/sqft · 4 DOM
Sold · Oct ’25$535,000
20344 SEA GLASS CIRCLE · same community
2 bd · 2 ba · 1,889 sqft · $283/sqft · 55 DOM
Sold · Sep ’25$410,000
20419 SEA GLASS CIRCLE · same community
2 bd · 2 ba · 1,916 sqft · $214/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19537 SHIP WHEEL WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19537 SHIP WHEEL WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19537 SHIP WHEEL WAY FAQs
What would the monthly payment be for 19537 SHIP WHEEL WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,586/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19537 SHIP WHEEL WAY?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19537 SHIP WHEEL WAY?+
The most recent tax bill on record (2025) was $5,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19537 SHIP WHEEL WAY?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $380,000, this home is listed about 10% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19537 SHIP WHEEL WAY?+
Oakstead Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
129 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakstead Elementary School, Charles S. Rushe Middle School, Sunlake High School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $398,800, now $380,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ryan Kessell. MLS #TB8491801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 19537 SHIP WHEEL WAY but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →