2017 COVE DRIVE, LARGO, FL, 33774
Active101 days on marketListed Apr 10, 2026MLS #TB8490658
About this home
2017 COVE DRIVE
!!!SELLER WILL PAY FOR NEW DOCK AND 10,000 LB BOAT LIFT!!! (see written proposal in pictures and attachments to this listing) Welcome to your slice of Florida paradise—where Contemporary Mediterranean style meets effortless coastal living! This beautifully inviting 3-bedroom, 2-bath waterfront, pool home offers a spacious open-concept design perfect for both relaxing and entertaining. The heart of the home is a stunning granite kitchen featuring a huge wrap-around peninsula offering bar seating and gorgeous solid wood cabinetry, seamlessly flowing into a bright and airy great room highlighted by a dramatic wall of windows. Natural light pours in, showcasing serene views of your private, lushly landscaped backyard oasis. Inside, the home boasts gleaming just-refinished natural travertine floors throughout the main living areas and brand-new luxury vinyl flooring in all bedrooms. The thoughtfully designed split-bedroom floor plan provides comfort and privacy, while both bathrooms have been tastefully updated with granite finishes. The spacious primary suite features a beautifully tiled shower for a spa-like experience. Step outside to enjoy your own resort-style waterfront retreat complete with a sparkling pool, soothing spa, and elegant landscape lighting—ideal for evening gatherings or peaceful nights under the stars. The fully fenced yard ensures total privacy, while a charming courtyard leads you directly to the waterfront. Watch dolphins, manatee, fish and countless waterfowl frolic right from your seawall or while luxuriating in your pool. Boaters will love the 50 feet of seawall making for easy, navigable canal access leading directly to the Intracoastal Waterway and the Gulf, with ample space ready for a boat lift or new dock. Additional highlights include, New water heater (2026) and Fresh interior and exterior paint This home is in Move-in ready condition Enjoy unbeatable convenience just minutes from local hospitals, shopping, dining, vibrant nightlife, and the pristine, sugar-white sands of Indian Rocks Beach—accessible by car, bike, or even by boat! For peace of mind, remediation from minimal flooding related to Hurricane Helene (09/26/2024) has been fully completed, professionally inspected, and approved, with documentation available. Total remediation costs were approximately $10,000. This is more than a home—it’s a lifestyle. Don’t miss your opportunity to own this waterfront gem—schedule your private showing today! Per the sellers instructions; only COMPLETE written offers using FAR/BAR contract forms and including all appropriate addenda and recent Pre-Approval Letters or recent Proof of Funds documentation, will be considered by the seller.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,478
Sqft
0.17 ac
Lot size
2
Garage
1971
Year built
One
Levels
$541
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,212 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,212/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.4%
$/sqft vs Largo actives
$541 vs $234
Days on market
101 vs 42 typical
Where $541/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Hills
Drive times from this address
Get to know Largo. See the full Largo guide →
Harbor Hills — neighborhood snapshot
Population
1,452
Median age
50
Median income
$128,233
Median home value
$558,700
Avg household
3
Households w/ children
167
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 321% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2017 COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$765,000
4036 CHURCH CREEK POINT · same community
2 bd · 2 ba · 1,484 sqft · $515/sqft · 296 DOM
Sold · Oct ’25$520,000
1818 INDIAN ROCKS RD S · same community
3 bd · 2 ba · 1,277 sqft · $407/sqft · 109 DOM
Sold · Oct ’25$310,000
1998 COVE DRIVE · same community
3 bd · 2 ba · 1,719 sqft · $180/sqft · 173 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2017 COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2017 COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2017 COVE DRIVE FAQs
What would the monthly payment be for 2017 COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,212/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2017 COVE DRIVE?+
The most recent tax bill on record (2025) was $5,225. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2017 COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $799,900, this home is listed about 197% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2017 COVE DRIVE?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$799,900 runs 321% above the LARGO 33774 median — but at 1,478 sqft it's also 21% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
101 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $850,000, now $799,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Carl Galler. MLS #TB8490658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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