David Ramirez
$575,000$650,000$3,938 /mo all-in ↓

11625 131ST STREET, LARGO, FL, 33774

Active123 days on marketListed Mar 24, 2026MLS #TB8489872

Reduced $75KPINELLAS GROVES

About this home

11625 131ST STREET

ZONED R-2 LOW TO MEDIUM DENSITY PER PINELLAS COUNTY. With this land being at 33,000 square feet build a 6-8 townhome community or multiple homes to fit. Attention: All Developers and Builders, this is a great opportunity to purchase a piece of land to be townhomes, houses or just a large estate home with approval. With just over 3/4 of an acre, and located in a fantastic Largo location. This property includes two parcels that measure 150x220 total. With a frontage of 220 feet there are many possibilities. Close to the fabulous Gulf Beaches and so much more. Don't delay make your appointment today!!

Facts & features

The home at a glance

0.72 ac

Lot size

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$5,517/yr

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,938 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$460
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,938/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$460
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Largo

Map of 11625 131ST STREET

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 169% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $575,000 $75K
Mar 24, 2026Listed at $650,000 · 123 days on market since

Reality check

What actually sold near 11625 131ST STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4829 163RD AVENUE NSold · Aug ’25

$165,000

4829 163RD AVENUE N · same community

2 bd · 1 ba · 900 sqft · $183/sqft · 4 DOM

4835 164TH AVENUE NSold · Apr ’26

$159,000

4835 164TH AVENUE N · same community

2 bd · 1 ba · 912 sqft · $174/sqft · 5 DOM

9222 134TH STREETSold · Oct ’25

$775,000

9222 134TH STREET · same community

3 bd · 3.5 ba · 1,848 sqft · $419/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11625 131ST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11625 131ST STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11625 131ST STREET FAQs

What would the monthly payment be for 11625 131ST STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,938/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11625 131ST STREET?+

The most recent tax bill on record (2025) was $5,517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $575,000, this home is listed about 113% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11625 131ST STREET?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$575,000 runs 169% above the LARGO 33774 median.

02Time on market is leverage

123 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $650,000, now $575,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of REALTY EXPERTS · Amy Hartman. MLS #TB8489872.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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