David Ramirez
$389,999$417,5003 bd2 ba1,863 sqft$209 /sqft$3,427 /mo all-in ↓

894 LANTERN WAY, CLEARWATER, FL, 33765

Active117 days on marketListed Mar 24, 2026MLS #TB8489808

Reduced $28KCondominiumCOACHMAN RESERVE

About this home

894 LANTERN WAY

Step into this inviting 3-bedroom, 2-bath condominium, one of the most spacious floor plans in the desirable Coachman Reserve community, offering nearly 1,900 square feet of comfortable, single-level living located on the second floor—providing both privacy and peaceful elevated views of the tree line behind the home. The residence features a spectacular kitchen with newer upgraded appliances, abundant cabinetry, and an oversized breakfast nook—perfect for morning coffee or casual dining. The layout flows seamlessly into the large living and dining rooms, enhanced by high ceilings and sliding doors that open to a screened lanai ideal for relaxing or entertaining. The split-bedroom floor plan provides plenty of space for guests or a home office. The primary suite boasts two walk-in closets, direct lanai access, a garden tub, and a redesigned walk-in shower. Generously sized secondary bedrooms offer flexibility for various lifestyle needs. Residents of Coachman Reserve enjoy stylish Mediterranean design touches including tile roofs and paver driveways, along with pet-friendly policies, guest parking, and a heated community pool with both senmi-covered and open lounging areas. Ideally located just minutes from shopping, dining, and the stunning Gulf beaches, this home blends convenience, comfort, and charm in one of the area’s most sought-after communities. Some furniture is negotiable.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,863

Sqft

1

Garage

2008

Year built

One

Levels

$209

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$600/mo
Taxes (2025)$2,383/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Fire Hydrant · Sprinkler Meter · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,427 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$199
Condo fee — from the listing$600
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$3,427/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$199
HOA / condo fee$600
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$374KedgeAI estimate $1,152,671 · range $890K$1.2M$1.3M

vs edgeAI estimate

−66.2%

$/sqft vs Clearwater actives

$209 vs $220

Days on market

117 vs 47 typical

Where $209/sqft sits among the 400 Clearwater actives

168
123 · this home
60
16
7
26
$117–200$200–282$282–365$365–448$448–531$531+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 894 LANTERN WAY

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa36 min

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33765 — neighborhood snapshot

Population

14,364

Median age

47.2

Median income

$61,910

Median home value

$290,700

Avg household

2.31

Households w/ children

1,385

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

215 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the CLEARWATER 33765 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,999 $28K
Mar 24, 2026Listed at $417,500 · 117 days on market since
2008Built · COACHMAN RESERVE

Reality check

What actually sold near 894 LANTERN WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

891 LANTERN WAY UNIT 13-103Sold · Aug ’25

$375,000

891 LANTERN WAY UNIT 13-103 · same community

2 bd · 2 ba · 1,638 sqft · $229/sqft · 81 DOM

219 S CORONA AVENUESold · May ’26

$519,000

219 S CORONA AVENUE

4 bd · 3 ba · 1,838 sqft · $282/sqft · 39 DOM

1665 MAGNOLIA DRIVESold · Oct ’25

$570,000

1665 MAGNOLIA DRIVE

4 bd · 3 ba · 1,813 sqft · $314/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 894 LANTERN WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 894 LANTERN WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

894 LANTERN WAY FAQs

What would the monthly payment be for 894 LANTERN WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,427/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 894 LANTERN WAY?+

The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 894 LANTERN WAY?+

The most recent tax bill on record (2025) was $2,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 894 LANTERN WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $389,999, this home is listed about 42% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 894 LANTERN WAY?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$389,999 runs 51% above the CLEARWATER 33765 median — but at 1,863 sqft it's also 48% larger than the typical Clearwater listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

117 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $417,500, now $389,999 — a $28K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Michael Ceparano. MLS #TB8489808.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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