2765 VIA CIPRIANI UNIT 1232A, CLEARWATER, FL, 33764
Active130 days on marketListed Mar 27, 2026MLS #TB8489428
About this home
2765 VIA CIPRIANI UNIT 1232A
This thoughtfully designed water view 2-bedroom, 2-bath condo, located in Building 12 on the third floor, is ideally positioned near the end of the building, offering added privacy. Unit 1232A includes a private garage (#G-182), assigned parking (#265), and a deeded 40' x 16’ boat slip (#43) accommodating a larger vessel—a rare combination that enhances both convenience and water view living. Inside, the home features a neutral color palette complemented by wood-look flooring throughout the main living areas, creating a warm and cohesive feel. The kitchen is equipped with stainless steel appliances, ample cabinetry, and a pass-through breakfast bar that opens seamlessly to the dining and living spaces—ideal for both everyday living and entertaining. The open-concept layout flows into a bright living area with tray ceiling detail and large arched windows that frame views of the surrounding Mediterranean-style architecture and glimpses of the waters of Tampa Bay. Natural light fills the space, enhancing the home’s airy feel. A versatile bonus/flex space adds valuable functionality and can easily serve as a home office, den, hobby space, or additional sitting area—adaptable to your lifestyle needs. The primary bedroom is generously sized with plush carpeting updated in 2025, a tray ceiling, a walk-in closet upgraded in 2020, and abundant natural light. The en-suite bath offers dual vanities, generous counter space, built-in linen closet, and a clean, coastal-inspired design. A well-appointed second bedroom also features plush carpeting updated in 2025, a ceiling fan, and natural light, making it ideal for guests or a home office. The second full bath includes a tub/shower combination and a clean, functional layout. Additional highlights include a dedicated laundry closet with a full-size washer and dryer and built-in shelving for storage. Updates include 2-panel doors throughout; crown moulding, 6" beveled baseboards throughout new 2025; new carpet 2025; Hurricane windows 2023/2024; and a closet upgrade in 2020. The Grand Bellagio offers a two-mile waterfront walking and jogging path, perfect for morning or evening strolls. Residents enjoy a full suite of amenities, including a 24-hour fitness center, resort-style heated pool and spa, tennis courts, playground, and resident-use kayaks. Additional community features include a social villa with gathering spaces, billiards and lounge areas, poolside cabanas, and access to The Docks at Bellagio Marina, privately owned boat slips exclusively for residents. A 24-hour guard-gated entrance with on-site security provides added peace of mind. Centrally located with convenient access to Tampa Bay airports, Gulf beaches, waterfront destinations, shopping, dining, and nearby parks, the community offers a well-connected yet relaxed waterfront lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,198
Sqft
36.64 ac
Lot size
1
Garage
2002
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
$/sqft vs GRAND BELLAGIO AT BAYWATCH CONDO THE
$250 vs $206
Days on market
130 vs 55 typical
Where $250/sqft sits among the 14 homes for sale in GRAND BELLAGIO AT BAYWATCH CONDO THE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 14
GRAND BELLAGIO AT BAYWATCH CONDO THE have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2765 VIA CIPRIANI UNIT 1232A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$225,000
2773 VIA CIPRIANI UNIT 1322A · same community
2 bd · 2 ba · 1,198 sqft · $188/sqft · 98 DOM
Sold · Jan ’26$200,000
2741 VIA CIPRIANI UNIT 931A · same community
2 bd · 2 ba · 1,309 sqft · $153/sqft · 274 DOM
Sold · Nov ’25$270,000
2741 VIA CIPRIANI UNIT 934B · same community
1 bd · 1 ba · 1,079 sqft · $250/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2765 VIA CIPRIANI UNIT 1232A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2765 VIA CIPRIANI UNIT 1232A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2765 VIA CIPRIANI UNIT 1232A FAQs
What would the monthly payment be for 2765 VIA CIPRIANI UNIT 1232A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2765 VIA CIPRIANI UNIT 1232A?+
The most recent tax bill on record (2025) was $4,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2765 VIA CIPRIANI UNIT 1232A?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $300,000, this home is listed about 9% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2765 VIA CIPRIANI UNIT 1232A?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$300,000 runs 39% above the CLEARWATER 33764 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
130 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8489428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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