David Ramirez
$299,900$374,9003 bd2 ba1,453 sqft$206 /sqft$2,810 /mo all-in ↓

2725 VIA CIPRIANI UNIT 735B, CLEARWATER, FL, 33764

Active289 days on marketListed Oct 19, 2025MLS #TB8439421

Reduced $75KCondominiumGRAND BELLAGIO AT BAYWATCH CONDO THE

About this home

2725 VIA CIPRIANI UNIT 735B

Virtually Staged. The Grand Bellagio is a gated waterfront property located on Tampa Bay. This 3rd floor, three bedroom/two bath condo has been newly renovated. The living, dining & master bedroom area features crown molding and coffered ceiling, updated ceilings. The Master bedroom features a spacious sitting area and oversized walk-in closet. Community amenities include a heated pool/spa, 24 hour fitness center, playground, lighted tennis courts and free car wash area. Enjoy walking or jogging the 1.5 mile paved path overlooking Tampa Bay. This is a PET friendly community. Upon entry through the 24/7guard pavilion, you will feel you have arrived in Paradise. To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,453

Sqft

36.64 ac

Lot size

1

Garage

2002

Year built

One

Levels

$206

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Range
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDeeded · Garage Door Opener · Garage Faces Side · Ground Level · Guest
ExteriorBalcony · Sliding Doors · Storage

Community & fees

HOA fee$229/mo
Taxes (2024)$6,279/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - Guard · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,810 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2024 actual bill$523
Condo fee — from the listing$229
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,810/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$523
HOA / condo fee$229
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$249KedgeAI estimate $268,091 · range $259K$290K$312K

vs edgeAI estimate

+11.9%

$/sqft vs GRAND BELLAGIO AT BAYWATCH CONDO THE

$206 vs $206

Days on market

289 vs 55 typical

Where $206/sqft sits among the 14 homes for sale in GRAND BELLAGIO AT BAYWATCH CONDO THE

4
1
4 · this home
0
3
2
$162–179$179–196$196–213$213–230$230–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2725 VIA CIPRIANI UNIT 735B

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

7 of 14

GRAND BELLAGIO AT BAYWATCH CONDO THE have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $75K
Oct 19, 2025Listed at $374,900 · 289 days on market since
2002Built · GRAND BELLAGIO AT BAYWATCH CONDO THE

Reality check

What actually sold near 2725 VIA CIPRIANI UNIT 735B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2757 VIA CIPRIANI UNIT 1110BSold · Jun ’26

$260,000

2757 VIA CIPRIANI UNIT 1110B · same community

2 bd · 2 ba · 1,443 sqft · $180/sqft · 11 DOM

2730 VIA TIVOLI UNIT 320BSold · Jun ’26

$185,000

2730 VIA TIVOLI UNIT 320B · same community

2 bd · 2 ba · 1,368 sqft · $135/sqft · 94 DOM

2741 VIA CIPRIANI UNIT 931ASold · Jan ’26

$200,000

2741 VIA CIPRIANI UNIT 931A · same community

2 bd · 2 ba · 1,309 sqft · $153/sqft · 274 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2725 VIA CIPRIANI UNIT 735B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2725 VIA CIPRIANI UNIT 735B — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2725 VIA CIPRIANI UNIT 735B FAQs

What would the monthly payment be for 2725 VIA CIPRIANI UNIT 735B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,810/mo — principal and interest, the actual property-tax bill, the $229/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2725 VIA CIPRIANI UNIT 735B?+

The association fee works out to $229 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2725 VIA CIPRIANI UNIT 735B?+

The most recent tax bill on record (2024) was $6,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2725 VIA CIPRIANI UNIT 735B?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $299,900, this home is listed about 9% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2725 VIA CIPRIANI UNIT 735B?+

Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$299,900 runs 36% above the CLEARWATER 33764 median — but at 1,453 sqft it's also 16% larger than the typical Clearwater listing.

02Time on market is leverage

289 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $374,900, now $299,900 — a $75K cut. The full history is in the market section below.

Listing courtesy of MCPEAK REAL ESTATE FIRM · Jim McPeak. MLS #TB8439421.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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