4072 BELMOOR DRIVE, PALM HARBOR, FL, 34685
Active135 days on marketListed Mar 21, 2026MLS #TB8489064
About this home
4072 BELMOOR DRIVE
Virtually Staged. Buyer Backed Out – Price Reduced! Excellent location in the highly desirable gated Woodbriar community of Palm Harbor! Nestled in a well-established neighborhood with fewer surrounding homes in gated community , this beautifully updated residence offers exceptional privacy, luxury finishes, and an outstanding Florida lifestyle. Featuring a newer roof (2022), this move-in-ready home has been extensively renovated with high-end upgrades throughout. The stunning gourmet kitchen is highlighted by Taj Mahal quartz countertops, custom wood cabinetry, and a stylish built-in bar complete with wine racks and a wine refrigerator—perfect for entertaining family and friends. The spacious living room is filled with natural light from three oversized sliding glass doors and showcases decorative wood beams, a dramatic wood accent wall, and a cozy fireplace that creates a warm, inviting atmosphere. All three bathrooms have been completely remodeled with elegant marble-look tile, premium wood vanities, and upscale fixtures. Additional upgrades include luxury vinyl plank flooring throughout, upgraded double-panel interior and closet doors, modern recessed lighting, and new air vents for a fresh, contemporary feel. The laundry room provides convenient access to the oversized three-car garage, offering abundant space for vehicles, storage, tools, and attic storage. Step outside to your own private backyard retreat. The oversized screened pool area is ideal for relaxing, entertaining, and enjoying Florida's year-round sunshine. Fire up the grill, host pool parties, or simply unwind while enjoying the privacy of your expansive backyard. There's plenty of room for gardening, outdoor games, or letting pets roam freely. Located just minutes from top-rated schools, Honeymoon Island, award-winning Gulf beaches, shopping, dining, golf courses, and scenic hiking and biking trails, this home offers the perfect combination of luxury, convenience, and lifestyle. Buyer backed out—now is your opportunity! With a recent price reduction, this exceptional home is an incredible value. Schedule your private showing today before it's gone!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,925
Sqft
0.35 ac
Lot size
3
Garage
1985
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,713 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,713/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs Palm Harbor actives
$270 vs $261
Days on market
135 vs 42 typical
Where $270/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgemoor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ridgemoor — neighborhood snapshot
Population
2,300
Median age
56
Median income
$63,976
Median home value
$392,234
Avg household
2
Households w/ children
228
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
204 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4072 BELMOOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$875,000
3138 EDGEMOOR DRIVE · same community
4 bd · 3 ba · 3,256 sqft · $269/sqft · 83 DOM
Sold · Mar ’26$650,000
3125 EDGEMOOR DRIVE · same community
4 bd · 3.5 ba · 3,297 sqft · $197/sqft · 211 DOM
Sold · Apr ’26$795,000
3956 BELMOOR DRIVE · same community
4 bd · 3 ba · 3,408 sqft · $233/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4072 BELMOOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4072 BELMOOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4072 BELMOOR DRIVE FAQs
What would the monthly payment be for 4072 BELMOOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,713/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4072 BELMOOR DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4072 BELMOOR DRIVE?+
The most recent tax bill on record (2025) was $11,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4072 BELMOOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $789,000, this home is listed about 110% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4072 BELMOOR DRIVE?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$789,000 runs 127% above the PALM HARBOR 34685 median — but at 2,925 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
135 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $799,000, now $789,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Rajamohan Perumalsamy. MLS #TB8489064.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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