David Ramirez
$775,0003 bd3 ba2,324 sqft$333 /sqft$5,982 /mo all-in ↓

602 OZONA VILLAGE DRIVE, PALM HARBOR, FL, 34683

Active27 days on marketListed Jul 14, 2026MLS #TB8529021

Private poolTownhouseOZONA VILLAGE OF PALM HARBOR

About this home

602 OZONA VILLAGE DRIVE

Virtually Staged. Nestled in the heart of Ozona Village, this beautifully designed townhome offers an effortless blend of refined finishes, low-maintenance living and the relaxed charm of one of Pinellas County's most beloved coastal communities. Built in 2019, this three-bedroom, three-bath residence offers 2,324 square feet of thoughtfully designed living space, where timeless design and quality craftsmanship create a home equally suited for everyday living and effortless entertaining. A welcoming, light-filled interior unfolds with high ceilings, an open-concept floor plan and elegant finishes throughout. At the heart of the home, the beautifully appointed kitchen features quartz countertops, premium cabinetry, stainless steel appliances and an expansive island that seamlessly connects to the living and dining areas, creating an inviting space for gathering with family and friends. One of the home's most distinctive features is its peaceful outdoor setting. The screened lanai overlooks a tranquil pond framed by mature magnolia trees, providing a private backdrop that feels both serene and distinctly Old Florida. Whether enjoying a quiet morning coffee or unwinding at sunset, the setting offers a rare sense of privacy within the community. Designed with both comfort and functionality in mind, the flexible floor plan provides spacious bedroom accommodations, beautifully appointed baths and abundant storage throughout. A whole-home generator adds an additional layer of convenience and peace of mind, allowing you to enjoy the home with confidence year-round. Beyond the residence itself, the lifestyle is what truly sets Ozona Village apart. Residents enjoy the benefits of newer construction while being just moments from local marinas, waterfront dining, neighborhood taverns and the vibrant charm that has made historic Ozona one of Tampa Bay's most treasured communities. The Pinellas Trail is directly adjacent to the neighborhood, while downtown Palm Harbor, Dunedin and Tarpon Springs are all just a short bike ride or golf cart ride away. The community offers maintenance-free living with a resort-style pool and cabana, while the HOA includes exterior maintenance, cable, internet, water, sewer and trash. Sophisticated yet welcoming, 602 Ozona Village Drive offers the perfect balance of modern convenience, timeless design and the unmistakable character of Ozona living. Additional photos to follow shortly.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,324

Sqft

0.08 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$333

Per sqft

Private poolTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ParkingGarage Door Opener · Guest · Parking Pad
ExteriorHurricane Shutters

Community & fees

HOA fee$500/mo
Taxes (2025)$10,193/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Connected · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,982 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$849
HOA fee — from the listing$500
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,982/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$849
HOA / condo fee$500
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Harbor actives

$333 vs $261

Days on market

27 vs 49 typical

Where $333/sqft sits among the 400 Palm Harbor actives

68
85
98
76
41 · this home
32
$152–196$196–241$241–285$285–330$330–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 602 OZONA VILLAGE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

ElementaryLake St. George Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

227 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $775,000 · 27 days on market since
2019Built · OZONA VILLAGE OF PALM HARBOR

Reality check

What actually sold near 602 OZONA VILLAGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

593 OZONA VILLAGE DRIVESold · May ’26

$750,000

593 OZONA VILLAGE DRIVE · same community

4 bd · 3.5 ba · 2,493 sqft · $301/sqft · 34 DOM

604 SEA COURTSold · Jul ’26

$1,382,500

604 SEA COURT

3 bd · 3 ba · 2,264 sqft · $611/sqft · 27 DOM

2796 CHALLENGER DRIVESold · Dec ’25

$580,000

2796 CHALLENGER DRIVE

4 bd · 2 ba · 2,248 sqft · $258/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 602 OZONA VILLAGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 602 OZONA VILLAGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

602 OZONA VILLAGE DRIVE FAQs

What would the monthly payment be for 602 OZONA VILLAGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,982/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 602 OZONA VILLAGE DRIVE?+

The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 602 OZONA VILLAGE DRIVE?+

The most recent tax bill on record (2025) was $10,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 602 OZONA VILLAGE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $775,000, this home is listed about 104% above the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 602 OZONA VILLAGE DRIVE?+

Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$775,000 runs 97% above the PALM HARBOR 34683 median — but at 2,324 sqft it's also 59% larger than the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Robyn Gunn. MLS #TB8529021.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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