707 SNUG ISLAND, CLEARWATER BEACH, FL, 33767
Active133 days on marketListed Mar 21, 2026MLS #TB8489063
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Upcoming open house
Sun, Aug 2
11:00 AM – 1:00 PM
About this home
707 SNUG ISLAND
WATERFRONT LIVING AT ITS BEST! Experience the ultimate in tropical luxury with this stunning 2-story waterfront home. Offering 2 car garage, 3 spacious bedrooms, 3 full bathrooms, and a stylish half bath. The first floor en-suite features an attached living room for an in law arrangement, home office or even a live in nanny. Featuring hickory hardwood floors throughout, this residence blends contemporary design with warm, natural tones for effortless coastal charm. Enjoy resort- style living with a oversized pool, outdoor kitchen with built-in seating, and lush surroundings perfect for entertaining or relaxing in privacy. The homes 2023 new roof and 2021 flat roof provide peace of mind, while PGT impact windows and a whole-house water system ensure comfort and security. Inside, the 2024 kitchen remodel showcases refined craftsmanship with modern finishes and premium appliances. The kitchen opens to the combined living room dining room with vaulted ceilings. Freshly painted exterior, every detail has been thoughtfully updated for a move- in -ready experience that feels brand new. The second floor features 2 more bedrooms with attached baths. The primary retreat has a huge walk in closet, double sinks with custom vanity, soaking tub with jets and a walk in shower. The primary retreat also has a huge balcony to enjoy your morning coffee while catching every sunrise. This home also features a large dock with 10,000lbs boat lift. Located on Island Estates, there is a Publix grocery, post office and gas station along with fine dining and all a short stroll to our famous Clearwater Beach. This Property sits high and dry, didn't flood! This property captures the essence of coastal sophistication, elegance, low maintenance, and designed for those seeking the ultimate in Island Life. BE SURE TO CHECK OUT MY VIRTUAL TOUR
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,997
Sqft
0.24 ac
Lot size
2
Garage
1970
Year built
Two
Levels
$609
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,695 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,695/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater Beach actives
$609 vs $571
Days on market
133 vs 84 typical
Where $609/sqft sits among the 280 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
123 of 280
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 229% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 707 SNUG ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,900,000
773 SNUG ISLAND · same community
3 bd · 3 ba · 2,410 sqft · $788/sqft · 179 DOM
Sold · Mar ’26$1,300,000
725 SNUG ISLAND · same community
3 bd · 2 ba · 1,870 sqft · $695/sqft · 87 DOM
Sold · Sep ’25$1,625,000
106 MIDWAY ISLAND
3 bd · 3.5 ba · 2,821 sqft · $576/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 707 SNUG ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 707 SNUG ISLAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
707 SNUG ISLAND FAQs
What would the monthly payment be for 707 SNUG ISLAND?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 707 SNUG ISLAND?+
The most recent tax bill on record (2025) was $12,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $1,825,000, this home is listed about 126% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 707 SNUG ISLAND?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,825,000 runs 229% above the CLEARWATER BEACH 33767 median — but at 2,997 sqft it's also nearly twice the size of the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,150,000, now $1,825,000 — a $325K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Mary Donovan, Pa. MLS #TB8489063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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