807 SNUG ISLAND, CLEARWATER, FL, 33767
Active310 days on marketListed Sep 25, 2025MLS #TB8416097
About this home
807 SNUG ISLAND
Waterfront living at its best in desirable Island Estates! This gorgeous 3-bedroom, 3 bath FURNISHED waterfront home truly has it all! Boat lovers this is your dream home! 2 minutes to open water! Enjoy 100' of waterfront living. Slip 1 will accommodate up to 46' boat with 20' beam. Sailboats welcomed. There is also a covered slip with 10Klb lift! Deep water makes this a perfect waterfront playground! Dock is complete with both electric and water supply. You're sure to enjoy the composite decking too. This tropical oasis has a beautiful saltwater pool with travertine pavers and a beautiful, heated waterfront spa. A must see is the 17x13 covered gazebo complete with built in gas fireplace, LED lights, ceiling fan, flat screen TV and cozy outdoor living furniture. Outdoor grill area complete with refrigerator & boaters will enjoy commercial ice machine. This home has seating on the lower dock area & is the perfect place for family & friends to gather. Saving the best for last is the indoor living space. Large open floor plan with must see water views. Polished terrazzo flooring, retractable patio slider off kitchen. Custom gourmet kitchen features white cabinets, oversized island with plenty of seating, dry bar with wine cooler, stainless steel appliances and stone countertops. You'll say wow when you see your spacious master bedroom with water view, double sink vanity, glass enclosed shower, oversized soaking tub and custom-built walk in master closet. The second waterfront master suite also has direct access to pool. Huge closet space. This home has been fully updated to include impact doors and windows. Luxury furniture throughout this home. 2 car garage has plenty of storage for your water & beach toys. Enjoy off season rental rate July - October
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,446
Sqft
0.28 ac
Lot size
2
Garage
1969
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$251 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$251/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$5 vs $218
Days on market
310 vs 47 typical
Where $5/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 807 SNUG ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,900,000
773 SNUG ISLAND · same community
3 bd · 3 ba · 2,410 sqft · $788/sqft · 179 DOM
Sold · Mar ’26$1,300,000
725 SNUG ISLAND · same community
3 bd · 2 ba · 1,870 sqft · $695/sqft · 87 DOM
Sold · Oct ’25$1,300,000
74 WINDWARD ISLAND
3 bd · 2 ba · 2,563 sqft · $507/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 807 SNUG ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 807 SNUG ISLAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
807 SNUG ISLAND FAQs
What would the monthly payment be for 807 SNUG ISLAND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $251/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 807 SNUG ISLAND?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $12,500, this home is listed about 95% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 807 SNUG ISLAND?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33767 market on paper
$12,500 is 98% below the CLEARWATER 33767 median of $555,000, and at $5/sqft it sits under the Clearwater average of $275.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
310 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kelly Pillon. MLS #TB8416097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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