1 PALM TERRACE, BELLEAIR, FL, 33756
Active131 days on marketListed Mar 21, 2026MLS #TB8489049
About this home
1 PALM TERRACE
One or more photo(s) has been virtually staged. Some addresses are just coordinates. This one is a way of life. Inside the guarded gates of Belleair Country Club, 1 Palm Terrace is a 3,306 square foot luxury carriage home where every detail was chosen with intention. Built in 2020 and finished to a standard you rarely encounter at any price, this three-suite residence invites you to settle in and actually live well. The great room sets the tone immediately. A mother of pearl fireplace wall anchors the space. A Murano glass chandelier casts warm light over custom built-in shelving and marble floors that run throughout the main level. This is not a home that was decorated. It was composed. The kitchen belongs in that same conversation. Floor-to-ceiling cabinetry with illuminated light boxes frames a waterfall quartz island and full quartz countertops. Wolf, Sub-Zero, and Cove appliances handle the cooking. A spacious walk-in pantry handles everything else. The first-floor primary suite was designed to be its own retreat. Rich wood flooring, a built-in wine bar, and two cedar-lined walk-in closets make it as functional as it is beautiful. A glass-enclosed terrace extends the living space outdoors, offering privacy and airflow in equal measure. Two additional primary suites upstairs, each with a private bath, give guests and family the same level of comfort you keep for yourself. An elevator connects both floors. An attached two-car garage handles the practicalities. Then there is the community itself. Belleair Country Club has been one of Tampa Bay's most distinguished addresses since 1897. Anchored by the historic Belleview Inn, residents enjoy resort-style pool access, championship golf, and a neighborhood culture built on more than a century of quiet excellence. Clearwater Beach is minutes away. So are top-rated Pinellas County schools, Pier 60, Downtown Clearwater, US-19, and I-275. Homes like this surface rarely. When they do, they do not wait.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,306
Sqft
0.08 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$680
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,408 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,408/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair actives
$680 vs $420
Days on market
131 vs 73 typical
Where $680/sqft sits among the 86 Belleair actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair. See the full Belleair guide →
BELLEAIR 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair market
$1.1M → $1.1M
Belleair median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
44 of 86
Belleair actives have cut their price
Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 592% above the BELLEAIR 33756 median. See the full Belleair market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 PALM TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,300,000
6 HIBISCUS LANE · same community
3 bd · 3.5 ba · 3,274 sqft · $703/sqft · 670 DOM
Sold · Aug ’25$1,393,000
12 COUNTRY CLUB LANE · same community
3 bd · 2.5 ba · 2,153 sqft · $647/sqft · 49 DOM
Sold · Jun ’26$1,425,000
15 PALM TERRACE UNIT 502 · same community
3 bd · 2.5 ba · 2,142 sqft · $665/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 PALM TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 PALM TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1 PALM TERRACE FAQs
What would the monthly payment be for 1 PALM TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,408/mo — principal and interest, the actual property-tax bill, the $1,579/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 PALM TERRACE?+
The association fee works out to $1,579 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 PALM TERRACE?+
The most recent tax bill on record (2025) was $32,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 PALM TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair?+
At $2,249,000, this home is listed about 192% above the Belleair median of $769,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1 PALM TERRACE?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,249,000 runs 592% above the BELLEAIR 33756 median — but at 3,306 sqft it's also nearly twice the size of the typical Belleair listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,579/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,400,000, now $2,249,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Daniel Abreu. MLS #TB8489049.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Belleair homes, in your inbox
Like 1 PALM TERRACE but not quite? A daily digest of every new listing in Belleair — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →