103950 OVERSEAS HIGHWAY UNIT RU62, KEY LARGO, FL, 33037
Active140 days on marketListed Mar 19, 2026MLS #TB8488253
About this home
103950 OVERSEAS HIGHWAY UNIT RU62
Position your vessel in one of the most sought-after gated dry storage facilities in the Florida Keys with Boat Rack #RU62 at Marina Club at Key Largo, located at 103950 Overseas Hwy. This premium inside rack, situated up against the barn, offers added protection from the elements while maintaining convenient access for quick departures to open water. Rack #62 is a highly desirable diagonal rack, designed to accommodate larger vessels with ease—supporting boats up to approximately 38 feet in length, 13.2 feet in height, 10’6” in width, and up to 16,000 lbs. Its angled configuration allows for improved maneuverability and efficient storage compared to standard racks. Located in the heart of Key Largo, the renowned boating and dive capital of the world, this marina provides direct access to both the Atlantic Ocean and the Gulf of Mexico, putting world-class fishing, diving, and cruising right at your fingertips. Ownership includes access to the Marina Club’s exceptional concierge services, where certified technicians are available for engine servicing, warranty work, canvas repair, and a wide range of boat care needs. Enjoy unmatched convenience with push-button boat service—your vessel will be pulled from the rack, fueled, and ready to go by the time you arrive. After each use, your boat is professionally flushed and scrubbed, ensuring it stays in top condition with minimal effort. Whether you're a serious boater or simply want a hassle-free way to enjoy life on the water, this rack delivers protection, efficiency, and premier location in one of South Florida’s most desirable marinas.
Facts & features
The home at a glance
1
Bedrooms
2.5 ac
Lot size
2006
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,662 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,662/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 103950 OVERSEAS HIGHWAY UNIT RU62
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$670,000
527 Sound Dr, Key Largo FL 33037
2 bd · 1 ba · 884 sqft · $758/sqft · 55 DOM
Sold · Dec ’25$738,000
66 N Blackwater Ln, Key Largo FL 33037
2 bd · 2 ba · 890 sqft · $829/sqft · 309 DOM
Sold · May ’26$700,000
561 Gordon Cir, Key Largo FL 33037
2 bd · 2 ba · 924 sqft · $758/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103950 OVERSEAS HIGHWAY UNIT RU62 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103950 OVERSEAS HIGHWAY UNIT RU62 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103950 OVERSEAS HIGHWAY UNIT RU62 FAQs
What would the monthly payment be for 103950 OVERSEAS HIGHWAY UNIT RU62?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,662/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 103950 OVERSEAS HIGHWAY UNIT RU62?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 103950 OVERSEAS HIGHWAY UNIT RU62?+
The most recent tax bill on record (2025) was $741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 103950 OVERSEAS HIGHWAY UNIT RU62?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $199,900, this home is listed about 77% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 103950 OVERSEAS HIGHWAY UNIT RU62?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TMWRK BROKERAGE LLC · Carolyn Ruby. MLS #TB8488253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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