31 Dolphin Rd, Key Largo FL 33037, KEY LARGO, FL, 33037
Active46 days on marketListed Jun 20, 2026MLS #A12040601
About this home
31 Dolphin Rd, Key Largo FL 33037
Great opportunity to own land in Key Largo . This residential law offers a peaceful key setting with access to community amenities, including a private boat ramp and small beach area for residence to enjoy. Located near water, but not directly waterfront, this property is ideal for someone looking to secure a piece of the Florida Keys lifestyle. Enjoy boating, fishing, kayaking, and island living just minutes from local marinas, restaurants, shopping, and everything Key Largo has to offer . Owner finance available.
Facts & features
The home at a glance
5500 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,522 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,522/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 Dolphin Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$487,000
27 Pompano Ave, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,170 sqft · $416/sqft · 96 DOM
Sold · Jun ’26$1,800,000
65 Tarpon Ave, Key Largo FL 33037
3 bd · 2.5 ba · 118 DOM
Sold · Jan ’26$1,850,000
272 Lower Matecumbe Rd, Key Largo FL 33037
4 bd · 3 ba · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31 Dolphin Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 Dolphin Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31 Dolphin Rd FAQs
What would the monthly payment be for 31 Dolphin Rd, Key Largo FL 33037?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,522/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31 Dolphin Rd, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $1,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $199,999, this home is listed about 77% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 31 Dolphin Rd, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of The Listing Office, LLC. · Kiren Rosales. MLS #A12040601.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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