14 Bonita Ave, Key Largo FL 33037, KEY LARGO, FL, 33037
Active120 days on marketListed Apr 13, 2026MLS #A12003092
About this home
14 Bonita Ave, Key Largo FL 33037
Tropical Paradise with Artistic Flair! This beautiful tropical home reflects impeccable taste, artistry, and attention to detail. The residence features an amazing neighborhood park with ramp, dockage and beach! Residents enjoy SUNSETS and access to the voluntary Bayfront Property Owner's Association Park, BIG PLUS: 3 day and 2 day overnight docking for your boat. Easy access to the water near Adams Cut Waterway. This Boating Association is Voluntary and has an annual fee of $250+/-, call for details. Inside, you'll find a chef's kitchen, European-inspired bathrooms, mahogany wood floors, impact window/doors and cathedral ceilings. The chef's kitchen is perfect for cooking and entertaining, complete with extended granite countertop section, providing an area where guests can interact with the cook without interrupting the workspace. The second bedroom offers a loft which can be used for extra storage. Step outside into your lush tropical oasis, beautifully landscaped with a mix of native and tropical plants and Chicago Brick walkways. This is the perfect setting to enjoy privacy or entertain guests with ease. Double gates for added convenience for your boat and trailer. Whether you seek a full-time residence, a vacation retreat, or an income-producing investment, this home delivers the ultimate Florida Keys lifestyle. Conveniently located just about one hour from Miami. Assumable loan at 2.75%.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
852
Sqft
1985
Year built
$738
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,050 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,050/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$738 vs $723
Days on market
120 vs 71 typical
Where $738/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 Bonita Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$487,000
27 Pompano Ave, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,170 sqft · $416/sqft · 96 DOM
Sold · Jun ’26$670,000
527 Sound Dr, Key Largo FL 33037
2 bd · 1 ba · 884 sqft · $758/sqft · 55 DOM
Sold · Dec ’25$738,000
66 N Blackwater Ln, Key Largo FL 33037
2 bd · 2 ba · 890 sqft · $829/sqft · 309 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14 Bonita Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 Bonita Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14 Bonita Ave FAQs
What would the monthly payment be for 14 Bonita Ave, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,050/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 Bonita Ave, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $3,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $629,000, this home is listed about 28% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 Bonita Ave, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KEY LARGO 33037 market on paper
$629,000 is 9% below the KEY LARGO 33037 median of $695,000, and at $738/sqft it sits under the Key Largo average of $868.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $659,000, now $629,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LoKation · Susan Holler. MLS #A12003092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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