1909 KENNEDY COURT, TERRA CEIA, FL, 34250
Active146 days on marketListed Mar 17, 2026MLS #TB8487381
About this home
1909 KENNEDY COURT
ATTENTION BUYER’s and INVESTORS - Huge Price Improvement! Sellers are motivated! This is the “All-inclusive” package you have been looking for! Welcome to Terra Ceia Island! Welcome to Paradise! This amazing vacant land already comes with "PERMIT READY" construction designs for a beautiful open concept 4 bed 2 ½ baths, office and 4 car garages. Are you ready to own your dream location, home or investment and to be built with abundance of storage, beauty and space? If yes, this is the ONE for you. Just over the Sunshine Skyway Bridge in Manatee County where Old Florida charm meets vibrant growth is one of the best kept secrets in West Central Florida, Terra Ceia Island! Own your piece of paradise in one of Terra Ceia's newest communities, Bayside. The Bayside subdivision has only 8 homesites. This homesite features almost one-half acre measuring 20,064 square feet (.46 acres). County water and underground utilities are completed and ready for hook up. The homesite backs up to a preserve and a multiple level home might offer water views and spectacular sightseeing of the Sunshine Skyway Bridge. It also includes irrigation water from the Bayside community well through the minimal priced homeowner's association. In addition, for a nominal annual fee membership in Terra Ceia VIA (Village Improvement Association) gives you access to the community's Seabreeze Park w/ private boat ramp, fishing dock & picnic facilities. Also, the island hosts the newest, most unique and family friendly oriented attraction in the area “Ananda Farm” which is a short drive or even a walking distance from the homesite. Lastly, Terra Ceia Island is a unique waterfront community featuring a 2000-acre park, mangrove forests, freshwater and saltwater wetlands, and 9 miles of hiking trails. Kayaking, fishing, and hiking are the primary activities within the preserve and island. For more information check the Florida State Parks website. A 2000-acre Old Florida strip of land along the mouth of Tampa Bay in a natural setting a little out of the way but within 25 minutes to Downtown St. Pete, and a short drive to Tampa, Bradenton, Lakewood Ranch, Sarasota and all of the beautiful Gulf Beaches (Siesta Key, Anna Maria, St. Pete Beach, Clearwater Beach). Welcome Home to Terra Ceia Island! Call today for more information and/or arrange a viewing! Updated Survey Available.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,644 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,644/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.1M → $1.6M
Terra Ceia median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 1909 KENNEDY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,001,000
3936 WAYPOINT AVENUE · same community
3 bd · 3 ba · 2,323 sqft · $431/sqft · 3 DOM
Sold · Jan ’26$900,000
3957 WAYPOINT AVENUE · same community
3 bd · 3 ba · 2,328 sqft · $387/sqft · 35 DOM
Sold · Sep ’25$2,550,000
337 S PLANT AVENUE · same community
5 bd · 2.5 ba · 5,036 sqft · $506/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1909 KENNEDY COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1909 KENNEDY COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1909 KENNEDY COURT FAQs
What would the monthly payment be for 1909 KENNEDY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,644/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1909 KENNEDY COURT?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1909 KENNEDY COURT?+
The most recent tax bill on record (2025) was $2,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1909 KENNEDY COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $189,000, this home is listed about 81% below the Terra Ceia median of $997,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1909 KENNEDY COURT?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Zorka Vlasik. MLS #TB8487381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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