
1910 KENNEDY COURT, TERRA CEIA, FL, 34250
Active111 days on marketListed Apr 22, 2026MLS #A4690865
About this home
1910 KENNEDY COURT
Nestled within the quiet charm of Terra Ceia Island, this expansive 0.48 acre homesite presents a unique opportunity to build a custom primary residence in one of Florida’s most treasured hidden gems. Known for its rich history and unspoiled natural surroundings, Terra Ceia offers a laid-back, Old Florida lifestyle where winding roads, towering oaks draped in Spanish moss, and glimpses of open water create a setting that feels worlds away from the everyday. This generous parcel provides ample room to design and build a home tailored to your vision, with space to incorporate outdoor living areas, lush landscaping, and even a private pool, all while maintaining a sense of privacy and tranquility. Residents enjoy access to a remarkable 2,000 acre preserve filled with mangrove forests, saltwater wetlands, and scenic trails perfect for walking, biking, kayaking, and observing an abundance of native wildlife. For those seeking an active yet relaxed lifestyle, residents have the opportunity to become part of the local Village Improvement Association, which offers access to a community park complete with a boat ramp, kayak launch, pickleball courts, a fire pit, BBQ pavilion, and inviting spaces for neighborhood gatherings and events. The island’s strong sense of community, local parks, and waterfront gathering spots further enhance its appeal, creating a lifestyle centered around nature, connection, and coastal charm. Despite its peaceful setting, the location is incredibly convenient, with easy access to the Sunshine Skyway Bridge for a seamless commute to St. Petersburg and a short drive to Tampa, while Bradenton is just minutes away for shopping, dining, and access to the stunning Gulf beaches. Whether you’re envisioning a peaceful retreat or a full-time residence immersed in nature, this property offers the perfect blend of space, serenity, and accessibility in one of Florida’s most unique island communities.
Facts & features
The home at a glance
0.48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,713 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,713/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.1M → $1.6M
Terra Ceia median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 1910 KENNEDY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,001,000
3936 WAYPOINT AVENUE · same community
3 bd · 3 ba · 2,323 sqft · $431/sqft · 3 DOM
Sold · Jan ’26$900,000
3957 WAYPOINT AVENUE · same community
3 bd · 3 ba · 2,328 sqft · $387/sqft · 35 DOM
Sold · Sep ’25$2,550,000
337 S PLANT AVENUE · same community
5 bd · 2.5 ba · 5,036 sqft · $506/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1910 KENNEDY COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1910 KENNEDY COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1910 KENNEDY COURT FAQs
What would the monthly payment be for 1910 KENNEDY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,713/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1910 KENNEDY COURT?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1910 KENNEDY COURT?+
The most recent tax bill on record (2025) was $2,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1910 KENNEDY COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $199,900, this home is listed about 80% below the Terra Ceia median of $997,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1910 KENNEDY COURT?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DUNCAN REAL ESTATE, INC. · Darcie Duncan. MLS #A4690865.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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