17602 TERRACINA DRIVE, FORT MYERS, FL, 33913
Active143 days on marketListed Mar 23, 2026MLS #TB8487065
About this home
17602 TERRACINA DRIVE
Experience waterfront living in this Taylor Morrison Pallazio model with Mediterranean elevation, located in Esplanade Lake Club. Positioned on a premium lakefront homesite, this upgraded residence offers approximately 3,126 square feet with 3 bedrooms, a private study, and 3 full bathrooms, designed for seamless indoor-outdoor living. A grand foyer opens to an expansive open-concept layout featuring tray ceilings, crown molding, designer lighting, and wide plank laminate flooring throughout the main living areas. The great room flows effortlessly into the gourmet kitchen and dining area, creating an ideal setting for both everyday living and entertaining. The kitchen is appointed with GE Café appliances, quartz countertops, custom cabinetry, a large center island with sink, designer hood, and upgraded pendant lighting, all overlooking the main living space. The primary suite offers a private retreat with a bay window sitting area and a spa-style bathroom featuring dual vanities and a walk-through shower. Outdoor living is a defining feature, with an extended covered lanai showcasing a fully equipped outdoor kitchen with built-in grill, a spacious screened enclosure, and multiple seating and dining areas overlooking expansive lake views, providing a true Florida lifestyle setting for entertaining and sunset enjoyment. Additional highlights include impact-resistant hurricane glass, a tankless gas water heater, and a tandem three-car garage with epoxy flooring and pull-down attic stairs for additional storage access. Located within Esplanade Lake Club, an award-winning lakeside community on Lake Como, residents enjoy a true resort-style lifestyle with amenities including Bahama Bar and Restaurant, Dedicated Lifestyle Director, stunning resort pool, clubhouse with full-service spa, fitness center and hobby room, community boat slip, bike and jog paths, tennis courts, pickleball courts, bocce courts, two water skiing slalom courses, two dog parks, and a fishing pier. A boater’s dream, the community also features a marina, boat ramp, kayak launch, floating pier, and direct lake access. Ideally located just east of I-75, this home offers convenient access to Southwest Florida International Airport, beaches, golf courses, upscale shopping, dining, and major employment corridors, delivering a refined blend of luxury, lifestyle, and location in one of Fort Myers’ most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,126
Sqft
0.23 ac
Lot size
3
Garage
2024
Year built
One
Levels
$509
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,955 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,955/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Myers actives
$509 vs $215
Days on market
143 vs 53 typical
Where $509/sqft sits among the 175 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Esplanade Lake Club
Get to know Fort Myers. See the full Fort Myers guide →
Esplanade Lake Club — neighborhood snapshot
Population
45
Median age
54
Median income
$111,628
Median home value
$1,047,300
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $305K
Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
59 of 175
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 432% above the FORT MYERS 33913 median. See the full Fort Myers market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17602 TERRACINA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17602 TERRACINA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17602 TERRACINA DRIVE FAQs
What would the monthly payment be for 17602 TERRACINA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,955/mo — principal and interest, the actual property-tax bill, the $554/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17602 TERRACINA DRIVE?+
The association fee works out to $554 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17602 TERRACINA DRIVE?+
The most recent tax bill on record (2025) was $12,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17602 TERRACINA DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $1,590,000, this home is listed about 383% above the Fort Myers median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 17602 TERRACINA DRIVE?+
Three Oaks Middle School (middle), Three Oaks Elementary School (elementary), Pinewoods Elementary School (elementary), San Carlos Park Elementary School (elementary), Estero High School (high), Rayma C. Page Elementary School (elementary), South Fort Myers High School (high), Bonita Springs High School (high), Spring Creek Elementary School (elementary), Bonita Springs Middle Center For The Arts (middle), Lexington Middle School (middle), Cypress Lake High School (high), Bonita Springs Elementary School (elementary), Dunbar High School (high), Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,590,000 runs 432% above the FORT MYERS 33913 median — but at 3,126 sqft it's also nearly twice the size of the typical Fort Myers listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $554/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
143 days on market against a Fort Myers median of 53 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Three Oaks Middle School, Three Oaks Elementary School, Pinewoods Elementary School, San Carlos Park Elementary School, Estero High School, Rayma C. Page Elementary School, South Fort Myers High School, Bonita Springs High School, Spring Creek Elementary School, Bonita Springs Middle Center For The Arts, Lexington Middle School, Cypress Lake High School, Bonita Springs Elementary School, Dunbar High School, Fort Myers High School — Three Oaks Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Ken Jones. MLS #TB8487065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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