2129 W TOBAGO CIRCLE, FORT MYERS, FL, 33905
Active193 days on marketListed Jan 26, 2026MLS #TB8449573
About this home
2129 W TOBAGO CIRCLE
Rare opportunities like this do not come along often. Set on a generous .54-acre waterfront lot with 180 feet of canal frontage, this property offers an exceptional boating lifestyle in one of Fort Myers’ most established and sought-after waterfront communities. Situated on a wide, deep canal just off the Caloosahatchee River, the home provides easy boating access to Downtown Fort Myers, the Gulf, Sanibel, and Captiva. The canal is freshwater with direct access to saltwater beyond, making it ideal for boaters who appreciate convenience and reduced maintenance when returning home. The dock spans the entire width of the property, creating a setup that feels more like a private marina than a typical residential dock. With two boat lifts, approximately 20,000 lb and 8,000 lb capacities, and ample dock space, there is room to comfortably accommodate multiple boats and fully enjoy life on the water. The backyard is designed for true Florida living. A pool and outdoor living areas sit just steps from the dock, making it easy to spend the day on the water and unwind poolside in the afternoon. The home’s western exposure delivers beautiful sunset views, while the quiet canal setting offers a peaceful atmosphere. Waterfront dining is just a short boat ride away, and Downtown Fort Myers is a short drive. One of the most distinctive features of the property is the Waterfront Marine and Recreational Storage Building, offering 4,000 square feet of enclosed space designed to accommodate boats, RVs, classic cars, and recreational vehicles. With generous driveway access and an RV hookup, this structure provides exceptional on-site storage and functionality that is rarely found in waterfront properties, allowing owners to keep everything protected, organized, and ready for use. This is a truly unique waterfront offering that combines land, boating access, extensive dockage, substantial enclosed storage, and lifestyle in a way that is increasingly difficult to find. An ideal fit for avid boaters, seasonal residents, or anyone seeking a distinctive Southwest Florida waterfront retreat.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,268
Sqft
0.54 ac
Lot size
10
Garage
1973
Year built
One
Levels
$661
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,509 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,509/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+173.8%
$/sqft vs Fort Myers actives
$661 vs $215
Days on market
193 vs 66 typical
Where $661/sqft sits among the 165 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Myers
Get to know Fort Myers. See the full Fort Myers guide →
FORT MYERS 33905 — neighborhood snapshot
Population
40,908
Median age
40.6
Median income
$70,009
Median home value
$260,400
Avg household
2.68
Households w/ children
3,592
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $305K
Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
54 of 165
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 431% above the FORT MYERS 33905 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 2129 W TOBAGO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$510,000
2170 BARBADOS AVENUE · same community
3 bd · 3.5 ba · 2,450 sqft · $208/sqft · 78 DOM
Sold · Sep ’25$440,000
13460 MARQUETTE BOULEVARD · same community
3 bd · 2 ba · 2,016 sqft · $218/sqft · 354 DOM
Sold · Sep ’25$210,000
2137 SAINT CROIX AVENUE · same community
3 bd · 2 ba · 1,328 sqft · $158/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2129 W TOBAGO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2129 W TOBAGO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2129 W TOBAGO CIRCLE FAQs
What would the monthly payment be for 2129 W TOBAGO CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,509/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2129 W TOBAGO CIRCLE?+
The most recent tax bill on record (2024) was $8,378. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Myers?+
At $1,499,000, this home is listed about 353% above the Fort Myers median of $331,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2129 W TOBAGO CIRCLE?+
Riverdale High School (high), River Hall Elementary School (elementary), Manatee Elementary School (elementary), Orange River Elementary School (elementary), Tice Elementary School (elementary), Lehigh Senior High School (high), James Stephens Elementary School (elementary), Gateway High School (high), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,499,000 runs 431% above the FORT MYERS 33905 median — but at 2,268 sqft it's also 37% larger than the typical Fort Myers listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
193 days on market against a Fort Myers median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,575,000, now $1,499,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jeremy Diaz. MLS #TB8449573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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