2131 SAINT CROIX AVENUE, FORT MYERS, FL, 33905
Active313 days on marketListed Oct 1, 2025MLS #C7515703
About this home
2131 SAINT CROIX AVENUE
BUY THIS HOME WITH NO INCOME VERIFIED!! HUGE PRICE REDUCTION!! This WATERFRONT Gem in Fort Myers is a TRUE Boater’s Paradise! WITH DIRECT GULF ACCESS and Located just SECONDS from the Famous Boathouse Tiki Bar & Grill, this home offers the perfect blend of LUXURY & LOCATION. With a Beautiful FULL RENOVATION complete in 2024, including a Brand-New Kitchen featuring Stunning Granite Countertops, 42” Cabinets, a Gorgeous Backsplash, and top of the line Appliances, this home is Move-in Ready. The Updates don't stop there—New Hurricane Windows and Doors throughout, New Flooring thru-out, New Bathrooms, a New Roof and Gutters (2023), New 200 amp Electric box, and Fresh Interior & Exterior Paint make this property feel like NEW! Great AirbnB option as you can also use this waterfront home for a short term OR a long term rental if you prefer. NO RESTRICTIONS whatsoever! Step outside and you'll find your own Private Dock with a 7,000 lb Boat Lift with a Canopy Cover along with Water & Electric PLUS a TIKI HUT with Electric and a Ceiling fan—perfect for Relaxing by the Water while you sip your morning coffee or evening cocktail. The New Irrigation system ensures your outdoor space stays lush and vibrant. Enjoy the Western Sunset Views with AMAZING SUNSETS!! With direct access to the GULF and MINUTES to downtown Fort Myers River District, this location offers unbeatable convenience to everything you need—whether it's a day on the boat or a night out in the city. Make your appt today to check out this beauty! You deserve this lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.19 ac
Lot size
1
Garage
1971
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,879 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Myers actives
$290 vs $216
Days on market
313 vs 63 typical
Where $290/sqft sits among the 168 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Myers
Get to know Fort Myers. See the full Fort Myers guide →
FORT MYERS 33905 — neighborhood snapshot
Population
40,908
Median age
40.6
Median income
$70,009
Median home value
$260,400
Avg household
2.68
Households w/ children
3,592
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $305K
Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
55 of 168
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the FORT MYERS 33905 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 2131 SAINT CROIX AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$210,000
2137 SAINT CROIX AVENUE · same community
3 bd · 2 ba · 1,328 sqft · $158/sqft · 39 DOM
Sold · Jul ’26$180,000
13307 CARIBBEAN BOULEVARD · same community
3 bd · 1 ba · 1,040 sqft · $173/sqft · 185 DOM
Sold · Sep ’25$440,000
13460 MARQUETTE BOULEVARD · same community
3 bd · 2 ba · 2,016 sqft · $218/sqft · 354 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2131 SAINT CROIX AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2131 SAINT CROIX AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2131 SAINT CROIX AVENUE FAQs
What would the monthly payment be for 2131 SAINT CROIX AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,879/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2131 SAINT CROIX AVENUE?+
The most recent tax bill on record (2025) was $2,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2131 SAINT CROIX AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $399,900, this home is listed about 21% above the Fort Myers median of $331,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2131 SAINT CROIX AVENUE?+
Riverdale High School (high), River Hall Elementary School (elementary), Manatee Elementary School (elementary), Orange River Elementary School (elementary), Tice Elementary School (elementary), Lehigh Senior High School (high), James Stephens Elementary School (elementary), Gateway High School (high), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 34% above the FORT MYERS 33905 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
313 days on market against a Fort Myers median of 63 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $425,000, now $399,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Melissa Cheetham. MLS #C7515703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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