David Ramirez
Pending
$295,000$305,0003 bd2.5 ba1,534 sqft$192 /sqft$2,045 /mo all-in ↓

822 POPLAR STREET, INVERNESS, FL, 34452

Pending141 days on marketListed Mar 15, 2026MLS #TB8486910

Reduced $10KNew constructionSingle Family ResidenceINVERNESS HIGHLANDS SOUTH

About this home

822 POPLAR STREET

Virtually Staged. Welcome to your dream home--where modern design meets everyday comfort and peace of mind. This lovely, newly built, generously sized residence offers the perfect blend of style and functionality with everything brand new and move-in ready. Step inside to an open-concept floor plan filled with natural light, featuring high ceilings elegant finishes, and seamless flow between the living, dining, and kitchen areas. Well suited both relaxing and entertaining. The gourmet kitchen is a standout, complete with sleek countertops, stainless steel appliances, custom soft-close cabinetry and a spacious island so comfortable for gathering. The home boasts over-sized bedrooms, a luxurious primary suite with walk in closets and a beautifully appointed ensuite bathroom featuring dual vanities and a large, beautifully tiled walk-in shower. Built with energy efficiency in mind, this home offers modern systems, cable ready, on demand hot water, new construction warranties, and low maintenance for years to come. The large two-car garage comes with a finished flooring and garage door which connects to your i-phone for convenient control. This home is 2 minutes from the historic town of Inverness and is near to the Inverness Golf and Country Club, numerous parks, and the Tsala Apopka chain of lakes. Don't miss your opportunity to own a brand-new home designed for the way you live today in this pleasant Floridian town who's well earned nickname is " Small Town Done Right"!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,534

Sqft

0.22 ac

Lot size

2

Garage

2025

Year built

One

Levels

$192

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesSouth
ExteriorPrivate Yard

Community & fees

Taxes (2025)$213/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,045 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,045/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs INVERNESS HIGHLANDS SOUTH

$192 vs $174

Days on market

141 vs 42 typical

Where $192/sqft sits among the 16 homes for sale in INVERNESS HIGHLANDS SOUTH

2
0
1
7
2 · this home
4
$90–112$112–134$134–156$156–178$178–199$199+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 822 POPLAR STREET

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Inverness. See the full Inverness guide →

INVERNESS 34452 — neighborhood snapshot

Population

13,729

Median age

46.8

Median income

$58,199

Median home value

$207,200

Avg household

2.35

Households w/ children

1,419

For the school run

Citrus County School District

ElementaryPleasant Grove Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$235K$265K

Inverness median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

8 of 16

INVERNESS HIGHLANDS SOUTH have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the INVERNESS 34452 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $295,000 $10K
Mar 15, 2026Listed at $305,000 · 141 days on market since
2025Built · INVERNESS HIGHLANDS SOUTH

Reality check

What actually sold near 822 POPLAR STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

616 E INVERNESS BOULEVARDSold · Apr ’26

$279,900

616 E INVERNESS BOULEVARD · same community

3 bd · 2 ba · 1,533 sqft · $183/sqft · 3 DOM

515 WRIGHT STREETSold · Jun ’26

$264,000

515 WRIGHT STREET · same community

2 bd · 2 ba · 1,532 sqft · $172/sqft · 107 DOM

1403 LAKESHORE DRIVESold · Mar ’26

$230,000

1403 LAKESHORE DRIVE · same community

3 bd · 2 ba · 1,541 sqft · $149/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 822 POPLAR STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 822 POPLAR STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

822 POPLAR STREET FAQs

What would the monthly payment be for 822 POPLAR STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,045/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 822 POPLAR STREET?+

The most recent tax bill on record (2025) was $213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $295,000, this home is listed about 14% above the Inverness median of $258,250. The market section on this page shows how the area is trending.

Which schools are assigned to 822 POPLAR STREET?+

Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$295,000 runs 100% above the INVERNESS 34452 median.

02Time on market is leverage

141 days on market against a Inverness median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $305,000, now $295,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Geri Gaugler. MLS #TB8486910.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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