316 PEONY STREET, INVERNESS, FL, 34452
Active179 days on marketListed Feb 5, 2026MLS #OM718176
About this home
316 PEONY STREET
See Realtor Remarks: Welcome to this delightful 2-bedroom, 2-bathroom single-family home located within the city limits of Inverness. This well-maintained home has been lovingly cared for by its original owner and reflects pride of ownership throughout. As you enter, you are welcomed into a bright, open living space that seamlessly connects the family room, dining area, and kitchen. The home features two spacious bedrooms, including a primary suite with a private en suite bathroom and walk-in shower, offering comfort and privacy. A set of French doors in the dining room opens to a screened porch ideal for morning coffee or evening relaxation leading out to a wooden deck that extends your outdoor living space. The property backs up to Espedeco, offering exceptional privacy and the opportunity to enjoy abundant wildlife in a peaceful natural setting. One-car garage includes a laundry area and utility sink, providing added convenience and storage. A utility building provides additional storage or the perfect workshop for hobbies and projects. Outside the workshop, an additional parking pad offers extra space for vehicles. Offered fully furnished, this move-in-ready property is perfect as a full-time residence, seasonal retreat, or investment opportunity. Conveniently situated on city water with a private septic system, this property combines comfort, functionality, and location. Located just minutes from charming Downtown Inverness, residents can enjoy boutique shopping and local restaurants. The nearby Withlacoochee State Trail offers miles of scenic biking and walking paths, perfect for outdoor enthusiasts. From weekend markets to waterfront events, Inverness provides a vibrant yet relaxed small-town atmosphere. Don’t miss this wonderful opportunity to own a furnished home with indoor and outdoor spaces designed for easy Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,055
Sqft
0.26 ac
Lot size
1
Garage
1990
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,634 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,634/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.9%
$/sqft vs INVERNESS HIGHLANDS SOUTH
$213 vs $174
Days on market
179 vs 42 typical
Where $213/sqft sits among the 14 homes for sale in INVERNESS HIGHLANDS SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34452 — neighborhood snapshot
Population
13,729
Median age
46.8
Median income
$58,199
Median home value
$207,200
Avg household
2.35
Households w/ children
1,419
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
6 of 14
INVERNESS HIGHLANDS SOUTH have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the INVERNESS 34452 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 PEONY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$115,000
105 E HARVARD STREET · same community
2 bd · 2 ba · 1,104 sqft · $104/sqft · 34 DOM
Sold · May ’26$185,000
811 S APOPKA AVENUE · same community
2 bd · 2 ba · 1,106 sqft · $167/sqft · 213 DOM
Sold · Dec ’25$255,500
729 DESOTA AVENUE · same community
2 bd · 2 ba · 1,134 sqft · $225/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 316 PEONY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 PEONY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
316 PEONY STREET FAQs
What would the monthly payment be for 316 PEONY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,634/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 316 PEONY STREET?+
The most recent tax bill on record (2025) was $601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $225,000, this home is listed about 13% below the Inverness median of $258,250. The market section on this page shows how the area is trending.
Which schools are assigned to 316 PEONY STREET?+
Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$225,000 runs 55% above the INVERNESS 34452 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
179 days on market against a Inverness median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $250,000, now $225,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM718176.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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