105 LAKE TARPON DRIVE UNIT 26, PALM HARBOR, FL, 34684
Active147 days on marketListed Mar 14, 2026MLS #TB8486744
About this home
105 LAKE TARPON DRIVE UNIT 26
PRICE REDUCED... OWNER FINANCING AVAILABLE....LOW MAINT FEE $110 MONTHLY... VACANT LOT FOR MANUFACTURED HOME IN LAKE TARPON VILLAGE...OLD HOME HAS BEEN REMOVED....HAS SIDEWALK AND DRIVEWAY...ACTIVE 55+ COMMUNITY...CLUBHOUSE W/HEATED POOL...ACCESS TO BEAUTIFUL LAKE TARPON...
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$703 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$703/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Tarpon Mobile Home Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Tarpon Mobile Home Village — neighborhood snapshot
Population
681
Median age
65
Median income
$69,118
Median home value
$169,600
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 LAKE TARPON DRIVE UNIT 26
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$120,000
261 PHILADELPHIA BOULEVARD UNIT 44 · same community
2 bd · 1.5 ba · 672 sqft · $179/sqft · 51 DOM
Sold · Jul ’26$111,000
46 WASHINGTON COURT UNIT 28 · same community
2 bd · 1.5 ba · 744 sqft · $149/sqft · 435 DOM
Sold · Oct ’25$105,000
107 FREEDOM COURT UNIT 29 · same community
2 bd · 2 ba · 816 sqft · $129/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 LAKE TARPON DRIVE UNIT 26 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 LAKE TARPON DRIVE UNIT 26 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 LAKE TARPON DRIVE UNIT 26 FAQs
What would the monthly payment be for 105 LAKE TARPON DRIVE UNIT 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $703/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 105 LAKE TARPON DRIVE UNIT 26?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 105 LAKE TARPON DRIVE UNIT 26?+
The most recent tax bill on record (2025) was $272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 LAKE TARPON DRIVE UNIT 26?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $64,900, this home is listed about 83% below the Palm Harbor median of $379,945. The market section on this page shows how the area is trending.
Which schools are assigned to 105 LAKE TARPON DRIVE UNIT 26?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$64,900 is 74% below the PALM HARBOR 34684 median of $250,000.
02Time on market is leverage
147 days on market against a Palm Harbor median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $75,000, now $64,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of A BETTER WAY REALTY INC · Angela Criscuoli. MLS #TB8486744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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