37 WILLIAM PENN WAY UNIT 13, PALM HARBOR, FL, 34684
Active123 days on marketListed Apr 2, 2026MLS #TB8493381
About this home
37 WILLIAM PENN WAY UNIT 13
Price Reduced !!! Located in a peaceful Lake Tarpon established 55+ community, this 1964 mobile home presents a fantastic opportunity for buyers looking to renovate and make a home their own. Full of potential, this property is ideal for those with a vision to update, restore, or customize a space to fit their lifestyle. The home offers a functional layout with a large living area, kitchen, and two bedrooms ready for transformation. Whether you're planning a light refresh or a full renovation, this property provides a solid starting point to create a comfortable and personalized retreat. Beyond the home, the community itself is a standout feature. Residents enjoy access to a neighborhood pool, shuffleboard courts, and a variety of organized social events that foster a vibrant and active lifestyle. With a low HOA, you can take advantage of these amenities while keeping monthly expenses manageable. Outside, the manageable lot offers space to relax, garden, or entertain—perfect for enjoying Florida’s year-round sunshine. The community’s welcoming atmosphere and lifestyle-focused amenities make it an ideal setting for those looking to stay active and connected. Conveniently located near shopping, dining, and everyday essentials, this property combines accessibility with the charm of a laid-back, community-oriented environment. If you’re seeking an affordable project in a desirable 55+ community with great amenities, this is a rare opportunity to bring your vision to life and create the perfect home.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,008
Sqft
0.14 ac
Lot size
1964
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.7%
$/sqft vs LAKE TARPON MOBILE HOME VILLAGE
$118 vs $198
Days on market
123 vs 48 typical
Where $118/sqft sits among the 19 homes for sale in LAKE TARPON MOBILE HOME VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Tarpon Mobile Home Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Tarpon Mobile Home Village — neighborhood snapshot
Population
681
Median age
65
Median income
$69,118
Median home value
$169,600
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
8 of 19
LAKE TARPON MOBILE HOME VILLAGE have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 37 WILLIAM PENN WAY UNIT 13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$140,000
47 DELAWARE COURT UNIT 10 · same community
2 bd · 2 ba · 1,008 sqft · $139/sqft · 176 DOM
Sold · May ’26$150,000
51 LEXINGTON COURT UNIT 13 · same community
2 bd · 2 ba · 984 sqft · $152/sqft · 310 DOM
Sold · Jan ’26$192,000
225 LAKE TARPON DRIVE UNIT 22 · same community
2 bd · 2 ba · 1,096 sqft · $175/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 37 WILLIAM PENN WAY UNIT 13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37 WILLIAM PENN WAY UNIT 13 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
37 WILLIAM PENN WAY UNIT 13 FAQs
What would the monthly payment be for 37 WILLIAM PENN WAY UNIT 13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,193/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 37 WILLIAM PENN WAY UNIT 13?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 37 WILLIAM PENN WAY UNIT 13?+
The most recent tax bill on record (2025) was $2,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 37 WILLIAM PENN WAY UNIT 13?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $119,000, this home is listed about 69% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 37 WILLIAM PENN WAY UNIT 13?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$119,000 is 52% below the PALM HARBOR 34684 median of $250,000, and at $118/sqft it sits under the Palm Harbor average of $272.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
123 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $147,000, now $119,000 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Ronda Mort. MLS #TB8493381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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