David Ramirez
$1,495,000$1,667,0003 bd3.5 ba3,080 sqft$485 /sqft$10,377 /mo all-in ↓

3500 E MARITANA DRIVE UNIT 3, ST PETE BEACH, FL, 33706

Active126 days on marketListed Mar 20, 2026MLS #TB8485850

Reduced $172KWaterfrontPrivate poolTownhouseVILLAS AT MARITANA CONDO

About this home

3500 E MARITANA DRIVE UNIT 3

LIVE THE ST. PETE BEACH COASTAL VIBE FROM THIS EXCEPTIONAL ST. PETE BEACH WATERFRONT LOCATION WITH BOAT DOCK AND JUST A 2-MINUTE WALK TO THE BEACH! Enjoy the care-free vacation experience every day in this wonderful 3 bedroom, 3 ½ bath townhome with 3080 sqft of living area, spacious 2-car garage parking and beautiful views of the intracoastal waterway/Boca Ciega Bay and the Don CeSar! Private gated access to your entry. Lower level has an excellent multi-purposes storage/gaming/fitness area. Upper level provides graceful maple floors and gorgeous views of the intracoastal waterway and the Don. Through pocketing sliding glass doors, your living room opens to a fine 20ft-wide covered balcony overlooking the waterfront – creating a terrific indoor-outdoor living environment. Open concept designer kitchen features a split multi-level breakfast bar, elegant granite surfaces, alluring maple floors and much more. Large dining and casual seating area offers tall window views of the Don, and an open balcony with spiral staircase up to an incredible 700 sqft rooftop deck with sweeping 360-degree panoramic views. The owner’s suite boasts two sizeable walk-in closets and a private covered balcony overlooking the waterfront. Owner’s bath contains two lovely vanities, a jetted spa tub encased in rich tilework and walk-in glass shower enclosure. 2nd and 3rd bedrooms are en suite with full baths and closet systems. This townhome lives and feels like a private single-family home – with private elevator, private garage and a quiet private entrance. Valuable extra’s include a composite dock with water and electric, and a community mini-pool/spa. Easy walking distance to fine dining, shopping and entertainment. A terrific commuting location close to the Pinellas Bayway; downtown St. Pete is just 12 minutes away, Tampa International Airport is a 30-minute drive, and you’ll reach downtown Tampa in just 35 minutes. Dimensions are estimates, buyer to verify.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,080

Sqft

2

Garage

2005

Year built

Three Or More

Levels

$485

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Porcelain Tile · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Oversized
ExteriorBalcony · Lighting · Sliding Doors

Community & fees

HOA fee$963/mo
Taxes (2025)$7,512/yr
PetsCats OK, Dogs OK, Yes
CommunityWaterfront · Deed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fire Hydrant · Natural Gas Available · Natural Gas Connected · Public · Sewer Available · Sewer Connected · Sprinkler Recycled · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,377 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2025 actual bill$626
HOA fee — from the listing$963
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$10,377/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property taxes (actual bill)$626
HOA / condo fee$963
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Pete Beach actives

$485 vs $491

Days on market

126 vs 85 typical

Where $485/sqft sits among the 187 St Pete Beach actives

66
42 · this home
35
16
10
18
$278–422$422–567$567–712$712–856$856–1001$1001+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Don Cesar

Map of 3500 E MARITANA DRIVE UNIT 3 inside its neighborhood boundary

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Don Cesar — neighborhood snapshot

Population

219

Median age

63

Median income

$66,813

Median home value

$730,400

Avg household

2

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

94 of 187

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 232% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,495,000 $172K
Mar 20, 2026Listed at $1,667,000 · 126 days on market since
2005Built · VILLAS AT MARITANA CONDO

Reality check

What actually sold near 3500 E MARITANA DRIVE UNIT 3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

297 1ST STREET WSold · Jan ’26

$2,850,000

297 1ST STREET W

4 bd · 2 ba · 3,323 sqft · $858/sqft · 31 DOM

1205 GULF WAYSold · Dec ’25

$3,850,000

1205 GULF WAY

4 bd · 3 ba · 2,790 sqft · $1,380/sqft · 0 DOM

2903 PASS A GRILLE WAYSold · Jun ’26

$2,700,000

2903 PASS A GRILLE WAY

4 bd · 3.5 ba · 2,676 sqft · $1,009/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3500 E MARITANA DRIVE UNIT 3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3500 E MARITANA DRIVE UNIT 3 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3500 E MARITANA DRIVE UNIT 3 FAQs

What would the monthly payment be for 3500 E MARITANA DRIVE UNIT 3?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,377/mo — principal and interest, the actual property-tax bill, the $963/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3500 E MARITANA DRIVE UNIT 3?+

The association fee works out to $963 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3500 E MARITANA DRIVE UNIT 3?+

The most recent tax bill on record (2025) was $7,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3500 E MARITANA DRIVE UNIT 3?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $1,495,000, this home is listed about 150% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3500 E MARITANA DRIVE UNIT 3?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,495,000 runs 232% above the ST PETE BEACH 33706 median — but at 3,080 sqft it's also nearly 2 times the size of the typical St Pete Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $963/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,667,000, now $1,495,000 — a $172K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Dania Perry. MLS #TB8485850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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