David Ramirez
$1,500,0005 bd4 ba2,765 sqft$542 /sqft$10,039 /mo all-in ↓

105 21ST AVENUE, ST PETE BEACH, FL, 33706

Active38 days on marketListed Jun 26, 2026MLS #TB8520827

Fully furnishedSingle Family ResidencePHILLIPS DIV REV MAP

About this home

105 21ST AVENUE

The 1934 Historic Pineapple house is on the market and should be on your radar! This rare 92 year old Coastal Compound in the Heart of Pass-a-Grille is a one-of-a-kind property offering the perfect blend of historic island charm and modern updates with a beautifully renovated 3-bedroom, 2-bath main residence plus a second story 2-bedroom, 2-bath guest house, separated by a large solid wood and insulated conjoining door that offers the new buyer the option of having a 5-bedroom 4-bath with two kitchens, two indoor laundry locations, with endless possibilities for extended family, guests, or additional income potential. No Pass-a-Grille parking problem here as the home has a side by side two vehicle parking garage and two vehicle carport. Rich in character, the main home features soaring tongue-and-groove ceilings, exposed wood beams, original hardwood floors, and abundant natural light throughout. The updated kitchen offers shaker cabinetry, stone countertops, stainless steel appliances, and leads into the living spaces designed for relaxed coastal living. The spacious second floor primary suite is timeless and serves as a private retreat with a spa-inspired bath, and connecting bonus room perfect for a home office or coffee/wine bar. The additional guest bedrooms provide comfort for family and guests. The attached guest house has been thoughtfully updated maintaining its timeless coastal character, offering a full kitchen, spacious living area, two bedrooms, and two full baths. The exterior private and a covered entertainment area boasts a large kitchen counter, flat screen tv, and power and gas line to add outdoor refrigerator and and gas grill, perfect for gathering after a day at the beach. Located just steps from the sugar sand beaches of Pass-a-Grille, boutique shopping, waterfront dining, marinas, and historic 8th Avenue, this exceptional property offers a rare opportunity to own one of the area's classic island homes. Whether you're searching for a primary residence, vacation retreat, or an investment with exceptional flexibility, this unique coastal compound truly has it all. The 2/2 guest quarters is currently rented for $3000 a month plus renter pays utilities. Main house rents monthly between $6000 to $15,000 a month depending on the season. 24 hour notice for showings as the property is currently occupied. Currently July, August, December 2026 and January, March-April 14, 2027 are rented.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,765

Sqft

0.11 ac

Lot size

2

Garage

1934

Year built

Two

Levels

$542

Per sqft

FireplaceFurnishedPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDisposal
InteriorCeiling Fan(s) · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationPillar/Post/Pier
FacesSouth
ParkingGarage Faces Rear
ExteriorBalcony · French Doors · Outdoor Shower · Rain Gutters

Community & fees

Taxes (2025)$14,667/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,039 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$1,222
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$10,039/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$1,222
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Pete Beach actives

$542 vs $509

Days on market

38 vs 85 typical

Where $542/sqft sits among the 177 St Pete Beach actives

66
40 · this home
34
12
11
14
$278–437$437–596$596–756$756–915$915–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pass-a-grille Beach

Map of 105 21ST AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Pass-a-grille Beach — neighborhood snapshot

Population

824

Median age

61

Median income

$106,407

Median home value

$748,033

Avg household

2

Households w/ children

66%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

86 of 177

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 233% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $1,500,000 · 38 days on market since
1934Built · PHILLIPS DIV REV MAP

Reality check

What actually sold near 105 21ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

106 19TH AVENUESold · Nov ’25

$1,914,000

106 19TH AVENUE · same community

2 bd · 2 ba · 2,135 sqft · $896/sqft · 137 DOM

2003 GULF WAYSold · Dec ’25

$3,430,000

2003 GULF WAY · same community

4 bd · 3.5 ba · 2,006 sqft · $1,710/sqft · 9 DOM

104 18TH AVENUESold · Jun ’26

$875,000

104 18TH AVENUE · same community

4 bd · 2 ba · 1,218 sqft · $718/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 105 21ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 105 21ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

105 21ST AVENUE FAQs

What would the monthly payment be for 105 21ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,039/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 105 21ST AVENUE?+

The most recent tax bill on record (2025) was $14,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 105 21ST AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $1,500,000, this home is listed about 150% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 105 21ST AVENUE?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,500,000 runs 233% above the ST PETE BEACH 33706 median — but at 2,765 sqft it's also nearly twice the size of the typical St Pete Beach listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY · Brandon Tecklenburg. MLS #TB8520827.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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