865 53RD AVENUE N, ST PETERSBURG, FL, 33703
Active148 days on marketListed Mar 16, 2026MLS #TB8485401
About this home
865 53RD AVENUE N
This new construction home with ADU in Acadia Gardens has just been completed and offers 4 bedrooms and 3.5 bathrooms. The spacious open-concept layout features raised ceilings, abundant natural light, crown molding, and high-end KitchenAid appliances. Above the detached garage is a private Additional Dwelling Unit (ADU) with its own entrance and dedicated parking—perfect for guests, extended family, workspace, or rental income. Ideally located just minutes from St. Pete’s beaches, downtown attractions, and major highways, this home offers both convenience and lifestyle. A builder-backed home warranty provides added peace of mind. One of only two homes with an ADU being built at this location.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,875
Sqft
0.12 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,002 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,002/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.8%
$/sqft vs St Petersburg actives
$348 vs $329
Days on market
148 vs 57 typical
Where $348/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Arcadia Gardens — neighborhood snapshot
Population
2,180
Median age
46
Median income
$87,238
Median home value
$406,879
Avg household
2
Households w/ children
180
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 865 53RD AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$857,000
726 52ND AVENUE N · same community
5 bd · 4 ba · 2,976 sqft · $288/sqft · 141 DOM
Sold · Mar ’26$878,957
853 53RD AVENUE N · same community
5 bd · 3 ba · 2,327 sqft · $378/sqft · 280 DOM
Sold · Jul ’26$580,000
834 53RD AVENUE N · same community
3 bd · 2 ba · 1,578 sqft · $368/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 865 53RD AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 865 53RD AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
865 53RD AVENUE N FAQs
What would the monthly payment be for 865 53RD AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,002/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 865 53RD AVENUE N?+
The most recent tax bill on record (2025) was $858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 865 53RD AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $999,900, this home is listed about 133% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 865 53RD AVENUE N?+
Northeast High School (high), Meadowlawn Middle School (middle), John M. Sexton Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$999,900 runs 137% above the ST PETERSBURG 33703 median — but at 2,875 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Time on market is leverage
148 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,099,000, now $999,900 — a $99K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONYX AND EAST REALTY LLC · Kaelyn Hughes. MLS #TB8485401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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