David Ramirez
$1,175,000$1,199,0005 bd4.5 ba3,263 sqft$360 /sqft$6,961 /mo all-in ↓

879 53RD AVENUE N, ST PETERSBURG, FL, 33703

Active147 days on marketListed Mar 16, 2026MLS #TB8485385

Reduced $24KNew constructionSingle Family ResidenceARCADIA GARDENS

About this home

879 53RD AVENUE N

Just finished new construction WITH ADU in Acadia Gardens. This new home in St. Petersburg combines modern design with everyday functionality—and no flood insurance is required. Offering 3,263 total sq. ft. of living space, the main home features 4 bedrooms, 3.5 bathrooms, soaring 10-foot ceilings, and an open-concept layout filled with natural light. Engineered hardwood floors flow throughout, while the chef-inspired kitchen will include a large island, soft-close cabinetry, and a farmhouse sink. Thoughtful upgrades include crown molding, impact windows, a 50-amp generator inlet for a portable generator, and a convenient second-floor laundry room. The Additional Dwelling Unit (ADU) sits above the detached garage, connected by a covered walkway, and offers one bedroom, one bathroom, a private entrance, and dedicated parking—perfect for guests, extended family, rental income, or a home office. Ideally located just minutes from St. Pete’s beaches, downtown attractions, and major highways, this home offers both convenience and lifestyle. A builder-backed home warranty provides added peace of mind. One of only two homes with an ADU being built at this location.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,263

Sqft

0.12 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$360

Per sqft

FireplacePets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Washer
InteriorCathedral Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame (FSC Certified)
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Garage Faces Rear
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$247/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,961 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property tax — 2025 actual bill$21
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $117,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $117,500
Interest rate6.00%
Loan term

Estimated payment

$6,961/mo

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property taxes (actual bill)$21
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$1.1MedgeAI estimate $1,585,961 · range $1.4M$1.9M$1.9M

vs edgeAI estimate

−25.9%

$/sqft vs St Petersburg actives

$360 vs $327

Days on market

147 vs 57 typical

Where $360/sqft sits among the 400 St Petersburg actives

136
139 · this home
59
28
10
28
$135–271$271–407$407–543$543–679$679–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia Gardens

Map of 879 53RD AVENUE N inside its neighborhood boundary

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Arcadia Gardens — neighborhood snapshot

Population

2,180

Median age

46

Median income

$87,238

Median home value

$406,879

Avg household

2

Households w/ children

180

For the school run

Pinellas County School District

HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★
ElementaryJohn M. Sexton Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

222 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 180% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,175,000 $24K
Mar 16, 2026Listed at $1,199,000 · 147 days on market since
2026Built · ARCADIA GARDENS

Reality check

What actually sold near 879 53RD AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1239 36TH AVENUE NSold · Oct ’25

$1,230,000

1239 36TH AVENUE N

5 bd · 4 ba · 3,256 sqft · $378/sqft · 13 DOM

1245 36TH AVENUE NSold · Oct ’25

$1,160,000

1245 36TH AVENUE N

4 bd · 4 ba · 3,291 sqft · $352/sqft · 236 DOM

1025 42ND AVENUE NSold · Jul ’26

$1,318,000

1025 42ND AVENUE N

5 bd · 4.5 ba · 3,203 sqft · $411/sqft · 216 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 879 53RD AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 879 53RD AVENUE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

879 53RD AVENUE N FAQs

What would the monthly payment be for 879 53RD AVENUE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,961/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 879 53RD AVENUE N?+

The most recent tax bill on record (2025) was $247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 879 53RD AVENUE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,175,000, this home is listed about 173% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 879 53RD AVENUE N?+

Northeast High School (high), Meadowlawn Middle School (middle), John M. Sexton Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,175,000 runs 180% above the ST PETERSBURG 33703 median — but at 3,263 sqft it's also nearly 2 times the size of the typical St Petersburg listing.

02Time on market is leverage

147 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,199,000, now $1,175,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of ONYX AND EAST REALTY LLC · Kaelyn Hughes. MLS #TB8485385.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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