David Ramirez
$347,000$349,0003 bd2.5 ba1,610 sqft$216 /sqft$3,309 /mo all-in ↓

3077 BRANCH DRIVE, CLEARWATER, FL, 33760

Active139 days on marketListed Mar 7, 2026MLS #TB8483181

Reduced $2KTownhouseOVERLOOK

About this home

3077 BRANCH DRIVE

Honey Stop The Car!!! 10 K Grant available to first time buyer - Updated, turnkey townhome in highly desirable neighborhood with a backyard preserve!!! It is perfect for someone who enjoys outdoor activities and a peaceful environment. $10,000 GRANT available!!!!!The large master bedroom on the first floor offers convenience with bonus room on the second floor adds flexibility. The many outdoor patios are all secluded and peaceful. Community pool, walking paths and easy access to local parks-as well as the world-famous sugar sands of Clearwater Beaches. Overlook has always been one of the best places to call home. There are cardinals, herons, blue jays, doves and mocking jays just outside your door Direct creek access leads to Tampa Bay. The oversize two car garage adds plenty of storage. Inside utility for your convenience. *This house qualifies for 1st time home buyers GRANT through Regions bank with a $10,000 assistance to buyer* HOA monthly fees include the roof, exterior building and lawn maintenance, pest control, trash, water, flood insurance and a community pool.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,610

Sqft

0.06 ac

Lot size

1

Garage

1994

Year built

Two

Levels

$216

Per sqft

Trees/Woods viewNegotiable

Inside

FlooringLuxury Vinyl · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorIrrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$669/mo
Taxes (2025)$3,408/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,309 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,043
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$284
HOA fee — from the listing$669
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,145Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,145
Interest rate6.00%
Loan term

Estimated payment

$3,309/mo

Principal & interest$2,043
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$284
HOA / condo fee$669
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $347K
$245KedgeAI estimate $296,539 · range $255K$340K$361K

vs edgeAI estimate

+17%

$/sqft vs Clearwater actives

$216 vs $218

Days on market

139 vs 47 typical

Where $216/sqft sits among the 400 Clearwater actives

147
119 · this home
73
24
12
25
$115–190$190–264$264–338$338–413$413–487$487+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Overlook

Map of 3077 BRANCH DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Overlook — neighborhood snapshot

Population

463

Median age

41

Median income

$51,210

Median home value

$310,200

Avg household

2

Households w/ children

48%

For the school run

Pinellas County School District

ElementaryFrontier Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

213 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the CLEARWATER 33760 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $347,000 $2K
Mar 7, 2026Listed at $349,000 · 139 days on market since
1994Built · OVERLOOK

Reality check

What actually sold near 3077 BRANCH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3054 BRANCH DRIVESold · May ’26

$306,000

3054 BRANCH DRIVE · same community

3 bd · 2.5 ba · 1,610 sqft · $190/sqft · 144 DOM

3053 OVERLOOK PLACESold · Jan ’26

$313,000

3053 OVERLOOK PLACE · same community

3 bd · 2.5 ba · 1,610 sqft · $194/sqft · 77 DOM

1914 NORTHFORK CIRCLESold · Jul ’26

$257,500

1914 NORTHFORK CIRCLE · same community

3 bd · 2.5 ba · 1,450 sqft · $178/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3077 BRANCH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3077 BRANCH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3077 BRANCH DRIVE FAQs

What would the monthly payment be for 3077 BRANCH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,309/mo — principal and interest, the actual property-tax bill, the $669/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3077 BRANCH DRIVE?+

The association fee works out to $669 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3077 BRANCH DRIVE?+

The most recent tax bill on record (2025) was $3,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3077 BRANCH DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $347,000, this home is listed about 26% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3077 BRANCH DRIVE?+

Frontier Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$347,000 runs 98% above the CLEARWATER 33760 median — but at 1,610 sqft it's also 28% larger than the typical Clearwater listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $669/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

139 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $349,000, now $347,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of NEW DIMENSIONS IN REAL EST INC · Jewel Defiores. MLS #TB8483181.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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